Personal loans in Farragut, TN
For the 25,579 people in Farragut, Tennessee runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. An estimated 25,579 people make their home in Farragut, a figure that ranks 28th in Tennessee.
If you are weighing a personal loan in Farragut, start from the payment you can carry; its 25,579 residents face the same statewide rules. Farragut added about 8.8% to its population between the 2020 base and the 2023 estimate. Begin with the payment, then weigh APR and total interest across the lenders that reach Farragut's 25,579 residents. The nearest larger metro is Oak Ridge, TN about 9 miles away.
Farragut: population, trend and location
What follows is Farragut's place in the Census record, alongside the Tennessee rules that govern a personal loan made here.
- Population: 25,579 residents; Farragut is the 28th-largest of 344 places in Tennessee (US Census Bureau, Vintage 2023).
- Population trend: About 8.8% above the 2020 Census base.
- Net change: roughly 2,073 more people than the 2020 Census counted.
- Size percentile: with 25,579 residents, Farragut is larger than about 92% of Tennessee's Census places.
- Land and density: 16.0 square miles of land carry roughly 1,601 residents per square mile.
- By land area: Farragut ranks 47th among Tennessee's 344 places, at 16.0 sq mi.
- Water area rank: Farragut ranks 39th among Tennessee's 344 places, with 0.16 sq mi.
- State population share: Farragut accounts for about 0.7% of everyone in Tennessee.
- National rank: Farragut is the 1,529th most populous of the 19,457 Census places covered here.
- Growth rank: Farragut's 2020-to-2023 change ranks 24th of 344 places in Tennessee.
- Versus Tennessee: the state average change is +2.4%, while Farragut moved 8.8%.
- Density in Tennessee: Farragut ranks 20th by people per square mile.
- Density vs Tennessee: Farragut's 1,601 people per square mile compare with a state median of 553.
- Location: coordinates 35.8762, -84.1800 (US Census Bureau Gazetteer).
- Nearest larger cities: Oak Ridge (9 mi); Maryville (14 mi); Knoxville (14 mi); Morristown (54 mi); Cleveland (62 mi). Online lenders reach Farragut no matter how far the nearest branch is.
- Smaller places nearby: Lenoir City (7 mi); Louisville (8 mi); Friendsville (9 mi).
- Smaller neighbours: 53 places smaller than Farragut sit within 50 miles.
- At 100 miles: 9 larger Census places fall inside that radius.
Farragut: area, density and distance
Inside Farragut's boundaries lie roughly 16.0 square miles of land and 0.16 square miles of water. The resulting density is about 1,601 people per square mile. Memphis, the largest place in Tennessee, is about 330 miles from Farragut. Counting outward 50 miles, 3 larger communities surround Farragut. The 100-mile radius contains 9 larger places.
Inside a Farragut personal loan
Farragut is a smaller city of about 25,579 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Farragut loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Farragut loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Lender access in Farragut
Farragut is moderately settled, with about 1,601 people per square mile and 3 larger places within 50 miles. Whether Farragut has a local branch or not, a Tennessee-licensed lender can serve its 25,579 people online on the same terms. The nearest bigger place is Oak Ridge, TN about 9 miles away.
Tennessee rules behind a Farragut personal loan
For the roughly 25,579 residents of Farragut, the rules below are Tennessee's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
How Farragut compares across Tennessee
Within Tennessee, Farragut holds roughly 0.7% of all residents, the 28th-largest share among 344 places. On the 2020-to-2023 trend, Farragut stands 24th among Tennessee's 344 places — roughly the 93th percentile. Its roughly 1,601 residents per square mile place it 20th among Tennessee's places. Within 50 miles sit 53 smaller Census places, alongside the 3 that are larger.
Common questions
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Nearby places
- Lenoir City, TN — population 11,754
- Friendsville, TN — population 912
- Louisville, TN — population 4,347
- Oak Ridge, TN — population 33,397
- Alcoa, TN — population 13,349
- Oliver Springs, TN — population 3,398
- Clinton, TN — population 10,337
- Loudon, TN — population 6,652