Personal loans in Marysville, KS

A personal loan in Marysville is priced from your credit file and income, not from the fact that the city holds 3,405 people. The Census counts 3,405 people in Marysville, the 82nd-largest figure among Kansas's 625 places.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A 2020-to-2023 comparison shows Marysville down by about 1.0%. To lend to Marysville's 3,405 residents, a company must hold a Kansas licence, and each sourced row below names the regulator behind it. Read the disclosure for an origination fee and any prepayment penalty before signing in Marysville. Borrowers who want a bigger city can look to Beatrice, NE about 30 miles away.

Marysville by the numbers

What follows is Marysville's place in the Census record, alongside the Kansas rules that govern a personal loan made here.

Which Kansas laws govern a loan in Marysville

Read the table as a lender's compliance picture for Marysville: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".		Kansas Office of the State Bank Commissioner
as of 2026-09-16
Maximum legal interest rate (usury cap)15% per annum (general contract-rate ceiling for written instruments)
Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law".		Kansas Office of the Revisor of Statutes
as of 2026-09-16
Payday lending statusPermitted under license (payday cash advances of $500 or less; charge capped at 15%)
Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance".		Kansas Office of the Revisor of Statutes
as of 2026-09-16

Marysville against the rest of Kansas

Within Kansas, Marysville holds roughly 0.1% of all residents, the 82nd-largest share among 625 places. Its 2020-to-2023 change ranks 293rd of 625 Kansas places, putting it near the 53th percentile for growth. By density, at about 746 people per square mile, it ranks 321st in Kansas. By land area, its 4.6 square miles rank 62nd of 625 places in Kansas.

What is available to Marysville borrowers

Marysville is moderately settled, with about 746 people per square mile and 5 larger places within 50 miles. A Kansas licence lets a lender serve Marysville without a local office, so branch density does not change what its 3,405 residents are offered. For a larger market, the closest option is Beatrice, NE about 30 miles away.

How a Marysville personal loan is priced

Most loans made to Marysville's 3,405 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Marysville lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Marysville loan is knowable in advance — unlike a revolving card balance.

Marysville: area, density and distance

The Census Gazetteer records 4.6 square miles of land and 0.03 square miles of water within Marysville. With 3,405 residents, the land area yields roughly 746 people per square mile. The state's population centre of gravity, Wichita, is roughly 154 miles away. Within 50 miles of Marysville there are 5 larger Census places. Within the same 50 miles lie 92 smaller Census places.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Marysville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Marysville is the same as anywhere in Kansas.
What loan size can I expect in Marysville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Marysville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Marysville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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