Personal loans in Odell, NE

The next larger city is Wymore, NE about 9 miles away. From the 2020 Census base to the 2023 estimate, the population declined by about 2.3%. When Nebraska caps or restricts a product, lenders either change the terms or withdraw it from Odell as from the rest of the state. If debt is already a strain, a nonprofit credit counsellor can help Odell residents before they take on more.

Odell: the sourced local profile

Odell is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: an estimated 257 residents, 291st of 527 places in Nebraska (Census Vintage 2023 subcounty estimate).
• Population trend: A loss of roughly 2.3% between 2020 and 2023.
• Absolute change: 6 residents lost between 2020 and 2023.
• Size percentile: bigger than about 45% of the places in Nebraska, with 257 residents in Odell.
• Population density: about 945 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Odell covers 0.3 square miles, the 361st-largest area among Nebraska's 527 places.
• Share of state population: Odell's 257 residents are about 0.0% of Nebraska.
• National standing: Odell ranks 15,666th of 19,457 US places.
• Growth rank: Odell ranks 394th among Nebraska's 527 places for the 2020-to-2023 change.
• State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Odell's 2.3%.
• Density rank: Odell is the 219th most densely settled place in Nebraska.
• Density vs Nebraska: Odell's 945 people per square mile compare with a state median of 830.
• Location: 40.0503, -96.8016 (Census Gazetteer coordinates).
• Nearest larger cities: Wymore (9 mi); Blue Springs (9 mi); Hanover (12 mi); Beatrice (16 mi); Marysville (17 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: Hollenberg (11 mi); Steele City (12 mi); Barneston (12 mi).
• Smaller places within 50 miles: 59 of them.
• Larger places within 100 miles: 212.

A pre-application checklist for Odell

These steps shape the offer you get in Odell, a place of about 257 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Nebraska regulator's licence records before you sign.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Be clear on what the loan is for and how it gets repaid.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

In Odell as elsewhere in Nebraska, the written terms — not the advertisement — are what count for its 257 residents.

Odell: area, density and distance

The Census Gazetteer records about 0.3 square miles of land within Odell, with no significant water area listed. Spread across it are roughly 945 residents per square mile. For the state's biggest city, Omaha, the distance is roughly 92 miles. Counting outward 50 miles, 43 larger communities surround Odell. The 100-mile radius contains 212 larger places.

What shapes a Odell personal loan

Odell is a small community of about 257 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Odell lender to disclose the APR and finance charge before you sign. Shortening the term on a Odell loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Nebraska law applies in Odell

For the roughly 257 residents of Odell, the rules below are Nebraska's own; each row carries its publisher and retrieval date.

Where Odell sits in Nebraska

Odell is the 291st-largest of 527 Census places in Nebraska and contains about 0.0% of the state's people. For population change between 2020 and 2023, Odell ranks 394th of 527 in Nebraska (about the 25th percentile). At about 945 people per square mile, Odell is the 219th most densely settled place in Nebraska. Between 2020 and 2023 the count changed by roughly 6 residents.