Personal loans in Marysvale, UT

Two households in Marysvale with comparable incomes can still be offered different rates; the city's 454 residents are not the reason. With an estimated 454 residents, Marysvale is the 201st-largest of 255 places in Utah.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Judge Marysvale offers on total cost, not on how quickly the money arrives. Marysvale added about 27.5% to its population between the 2020 base and the 2023 estimate. Lenders active in Marysvale report to a Utah supervisor, identified in the sourced rows below. The nearest larger metro is Monroe, UT about 15 miles away.

Marysvale: population, trend and location

What follows is Marysvale's place in the Census record, alongside the Utah rules that govern a personal loan made here.

How lenders reach Marysvale

At roughly 25 people per square mile, Marysvale is sparsely settled; 19 larger places lie within 50 miles. Distance to a branch rarely matters for Marysvale's 454 residents: the application is online and the price follows your credit file. The nearest larger city, Monroe, UT about 15 miles away.

Where Marysvale sits

The Census Gazetteer records 18.0 square miles of land and 0.01 square miles of water within Marysvale. With 454 residents, the land area yields roughly 25 people per square mile. The state's population centre of gravity, Salt Lake City, is roughly 163 miles away. Counting outward 50 miles, 19 larger communities surround Marysvale. Within the same 50 miles lie 10 smaller Census places.

Marysvale against the rest of Utah

Marysvale is the 201st-largest of 255 Census places in Utah and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Marysvale stands 6th among Utah's 255 places — roughly the 98th percentile. At about 25 people per square mile, Marysvale is the 245th most densely settled place in Utah. The population moved by about 98 people between 2020 and 2023, a 27.5% shift.

The Utah lending rules that reach Marysvale

This table holds the Utah rate and licensing rules for consumer loans made to Marysvale's 454 residents.

RuleDetailSource
State lending regulatorUtah Department of Financial Institutions (DFI)
Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company.
Utah Department of Financial Institutions (DFI)
as of 2026-09-16
Payday lending statusLegal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23)
Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah
Utah State Legislature
as of 2026-09-16
Small-loan / installment lender licensingConsumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS
Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS).
Utah Department of Financial Institutions (DFI)
as of 2026-09-16

The anatomy of a Marysvale personal loan

Most loans made to Marysvale's 454 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Marysvale can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Marysvale loan but raises total interest, so the smallest payment is not the cheapest loan.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Marysvale if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Marysvale is the same as anywhere in Utah.
What loan size can I expect in Marysvale?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Marysvale?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Marysvale cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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