Personal loans in Martelle, IA

State law, not city hall, decides what a lender may do to Martelle's roughly 247 residents, and a state regulator supervises it. Martelle is home to roughly 247 people and stands 612th by size out of 940 Census places in Iowa. Decide the purpose of the loan and your repayment plan before sharing any details with a Martelle lender. Martelle shed about 0.8% of its population between the 2020 base and the 2023 estimate. The nearest larger metro is Springville, IA about 5 miles away.

Martelle by the numbers

Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.

• Population: 247 people, a figure that places Martelle 612th among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Down about 0.8% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: Martelle's 247 people outrank roughly 35% of the places in Iowa.
• Land and density: 0.3 square miles of land carry roughly 794 residents per square mile.
• Land area: Martelle covers 0.3 square miles, the 783rd-largest area among Iowa's 940 places.
• Share of state population: Martelle's 247 residents are about 0.0% of Iowa.
• National rank: Martelle is the 15,801st most populous of the 19,457 Census places covered here.
• Growth in Iowa: Martelle stands 387th by percentage change from 2020 to 2023, among 940 places.
• Against the state trend: Martelle's 0.8% change compares with a Iowa average of -0.7% across its 940 places.
• Density rank: Martelle places 390th among Iowa's places by people per square mile.
• Density vs Iowa: Martelle's 794 people per square mile compare with a state median of 672.
• Location: 42.0204, -91.3578 (Census Gazetteer coordinates).
• Nearest larger cities: Springville (5 mi); Lisbon (7 mi); Anamosa (7 mi); Mount Vernon (8 mi); Mechanicsville (10 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: Morley (6 mi); Prairieburg (15 mi); Onslow (19 mi).
• Smaller places within 50 miles: 38 of them.
• At 100 miles: 398 larger Census places fall inside that radius.

Lender access in Martelle

Martelle is moderately settled, with about 794 people per square mile and 110 larger places within 50 miles. Distance to a branch rarely matters for Martelle's 247 residents: the application is online and the price follows your credit file. The nearest larger city, Springville, IA about 5 miles away.

Steps to take before a Martelle loan

These steps shape the offer you get in Martelle, a place of about 247 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the Iowa regulator's records to confirm the lender is licensed here.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

What differs between Martelle and the rest of Iowa is not the process but the borrower's own file, among the 247 people here.

What Iowa law requires in Martelle

Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Martelle lender must follow.

Martelle's place among Iowa's 940 places

Among Iowa's 940 places, Martelle sits at 612th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 387th of 940 Iowa places, putting it near the 59th percentile for growth. By density, at about 794 people per square mile, it ranks 390th in Iowa. In land area, Martelle ranks 783rd among Iowa's 940 places.

Martelle on the map

Martelle's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. With 247 residents, the land area yields roughly 794 people per square mile. Des Moines, the largest place in Iowa, is about 120 miles from Martelle. Within 50 miles of Martelle there are 110 larger Census places. The 100-mile radius contains 398 larger places.