Personal loans in Anamosa, IA
Anamosa, Iowa — home to about 5,704 people — is a small town, so the terms you are offered follow Iowa law rather than any local rule. Census figures put the 2020-to-2023 increase in Anamosa at about 4.8%.
Anamosa is one of 940 Census places in Iowa; its 5,704 residents put it at 71st. For a community of about 5,704, the practical step is to compare APR across at least three lenders before committing. A lender that serves Anamosa operates under Iowa lending statutes and a Iowa supervisor. The closest larger place is Marion, IA about 17 miles away.
What the Census records for Anamosa
Here is the sourced Census picture for Anamosa, plus the Iowa lending rules that apply to a loan taken out here.
- Population: an estimated 5,704 residents, 71st of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 4.8%.
- Change in people: the 2020-to-2023 comparison is a gain of about 259 residents.
- Size percentile: with 5,704 residents, Anamosa is larger than about 92% of Iowa's Census places.
- Density: roughly 2,260 residents per square mile, spread over 2.5 sq mi of land.
- By land area: Anamosa ranks 160th among Iowa's 940 places, at 2.5 sq mi.
- State share: roughly 0.2% of Iowa's residents live in Anamosa (5,704 people).
- Nationally: Anamosa is the 4,485th-largest of 19,457 Census places in the dataset.
- Growth in Iowa: Anamosa stands 38th by percentage change from 2020 to 2023, among 940 places.
- Against the state trend: Anamosa's 4.8% change compares with a Iowa average of -0.7% across its 940 places.
- Density in Iowa: Anamosa ranks 14th by people per square mile.
- Density vs Iowa: Anamosa's 2,260 people per square mile compare with a state median of 672.
- Location: it lies at 42.1088, -91.2752 in the Census Gazetteer.
- Nearest larger cities: Marion (17 mi); Hiawatha (22 mi); Cedar Rapids (23 mi); North Liberty (31 mi); Maquoketa (32 mi). Online lenders reach Anamosa no matter how far the nearest branch is.
- Nearest smaller towns: Morley (7 mi); Martelle (7 mi); Monticello (10 mi).
- Smaller neighbours: 140 places smaller than Anamosa sit within 50 miles.
- Larger places within 100 miles: 46.
How personal loans work in Anamosa
Most loans made to Anamosa's 5,704 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Anamosa loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Anamosa loan is knowable in advance — unlike a revolving card balance.
Anamosa on the map
Anamosa covers about 2.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 2,260 residents per square mile. For the state's biggest city, Des Moines, the distance is roughly 126 miles. Counting outward 50 miles, 13 larger communities surround Anamosa. Within the same 50 miles lie 140 smaller Census places.
Anamosa's place among Iowa's 940 places
Within Iowa, Anamosa holds roughly 0.2% of all residents, the 71st-largest share among 940 places. On the 2020-to-2023 trend, Anamosa stands 38th among Iowa's 940 places — roughly the 96th percentile. Its roughly 2,260 residents per square mile place it 14th among Iowa's places. Between 2020 and 2023 the count changed by roughly 259 residents.
What Iowa law requires in Anamosa
For the roughly 5,704 residents of Anamosa, the rules below are Iowa's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
What is available to Anamosa borrowers
Anamosa is a fairly dense community of about 5,704 people, with 13 larger places inside a 50-mile radius. Lenders licensed in Iowa reach Anamosa's 5,704 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Marion, IA about 17 miles away.
Common questions
What are my options in Anamosa if my credit is poor?
What loan size can I expect in Anamosa?
Do I have to pledge anything to borrow in Anamosa?
Does comparing loans in Anamosa cost me credit score points?
Nearby places
- Morley, IA — population 94
- Martelle, IA — population 247
- Monticello, IA — population 4,056
- Olin, IA — population 655
- Springville, IA — population 1,148
- Prairieburg, IA — population 155
- Mechanicsville, IA — population 992
- Lisbon, IA — population 2,208