Personal loans in Marshalltown, IA

The 2020-to-2023 change in Marshalltown is negligible, under a tenth of a percent. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Marshalltown's 27,574 residents. Work out your debt-to-income ratio first; lenders weigh it heavily, and Marshalltown's 27,574 residents are no exception. The nearest larger city is Ames, IA about 37 miles away.

The Marshalltown data picture

The figures below are Marshalltown's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: 27,574 residents; Marshalltown is the 17th-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is under a tenth of a percent.
• Size percentile: bigger than about 98% of the places in Iowa, with 27,574 residents in Marshalltown.
• Density: roughly 1,436 residents per square mile, spread over 19.2 sq mi of land.
• Land area: Marshalltown covers 19.2 square miles, the 19th-largest area among Iowa's 940 places.
• Water area: Marshalltown has 0.03 square miles of water, ranking 111th of 940 places in Iowa.
• Share of Iowa: Marshalltown holds about 1.1% of the state's population, some 27,574 people.
• Nationally: Marshalltown is the 1,422nd-largest of 19,457 Census places in the dataset.
• Growth rank: Marshalltown's 2020-to-2023 change ranks 293rd of 940 places in Iowa.
• Against the state trend: Marshalltown's 0.0% change compares with a Iowa average of -0.7% across its 940 places.
• Density in Iowa: Marshalltown ranks 86th by people per square mile.
• Density vs Iowa: Marshalltown's 1,436 people per square mile compare with a state median of 672.
• Location: 42.0343, -92.9063 (Census Gazetteer coordinates).
• Nearest larger cities: Ames (37 mi); Cedar Falls (41 mi); Ankeny (41 mi); Waterloo (42 mi); Des Moines (48 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: Haverhill (7 mi); Albion (7 mi); Ferguson (7 mi).
• Smaller neighbours: 138 places smaller than Marshalltown sit within 50 miles.
• Larger places within 100 miles: 11.

How Iowa law applies in Marshalltown

When Iowa does not publish a figure, the row links to the source instead of inventing a number; Marshalltown is bound by the same rules.

Where Marshalltown sits

The Census Gazetteer records 19.2 square miles of land and 0.03 square miles of water within Marshalltown. Spread across it are roughly 1,436 residents per square mile. Des Moines, the largest place in Iowa, is about 48 miles from Marshalltown. Marshalltown has 5 larger places within a 50-mile radius. By land area it ranks 19th of 940 Iowa places.

How lenders reach Marshalltown

Marshalltown is a moderately settled community of about 27,574 people, with 5 larger places inside a 50-mile radius. Whether Marshalltown has a local branch or not, a Iowa-licensed lender can serve its 27,574 people online on the same terms. The nearest bigger place is Ames, IA about 37 miles away.

A practical checklist for Marshalltown borrowers

Complete these steps first when you borrow in Marshalltown (27,574 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Iowa licence with the regulator named above before committing.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

What differs between Marshalltown and the rest of Iowa is not the process but the borrower's own file, among the 27,574 people here.

Marshalltown against the rest of Iowa

Against Iowa's other places, Marshalltown accounts for about 1.1% of the state's population and ranks 17th of 940 by size. On the 2020-to-2023 trend, Marshalltown stands 293rd among Iowa's 940 places — roughly the 69th percentile. By density, at about 1,436 people per square mile, it ranks 86th in Iowa. By land area, its 19.2 square miles rank 19th of 940 places in Iowa.