Personal loans in Gilman, IA

Begin with the payment, then weigh APR and total interest across the lenders that reach Gilman's 532 residents. With an estimated 532 residents, Gilman is the 426th-largest of 940 places in Iowa. State law, not city hall, decides what a lender may do to Gilman's roughly 532 residents, and a state regulator supervises it. Gilman shed about 2.2% of its population between the 2020 base and the 2023 estimate. The nearest larger city is Le Grand, IA about 9 miles away.

Gilman by the numbers

Set out below is Gilman's local context next to the state-level rules that reach every lender here.

• Population: about 532 people live here, which puts Gilman 426th of 940 Census places in Iowa (Vintage 2023).
• Population trend: Roughly 2.2% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 12 residents.
• Size percentile: Gilman sits ahead of around 55% of Iowa places, at 532 people.
• Density: roughly 993 residents per square mile, spread over 0.5 sq mi of land.
• Land area rank: Gilman's 0.5 square miles rank 632nd of 940 places in Iowa.
• Share of state population: Gilman's 532 residents are about 0.0% of Iowa.
• National standing: Gilman ranks 12,914th of 19,457 US places.
• Growth rank: Gilman's 2020-to-2023 change ranks 677th of 940 places in Iowa.
• Against the state trend: Gilman's 2.2% change compares with a Iowa average of -0.7% across its 940 places.
• Density in Iowa: Gilman ranks 274th by people per square mile.
• Density vs Iowa: Gilman's 993 people per square mile compare with a state median of 672.
• Location: 41.8789, -92.7881 (US Census Bureau Gazetteer).
• Nearest larger cities: Le Grand (9 mi); Grinnell (10 mi); Marshalltown (12 mi); Tama (13 mi); Kellogg (13 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Ferguson (6 mi); Laurel (7 mi); Montour (8 mi) — useful context for the surrounding area.
• Smaller neighbours: 69 places smaller than Gilman sit within 50 miles.
• Larger places within 100 miles: 254.

Where Gilman sits in Iowa

Gilman is the 426th-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Gilman stands 677th among Iowa's 940 places — roughly the 28th percentile. Its roughly 993 residents per square mile place it 274th among Iowa's places. Between 2020 and 2023 the count changed by roughly 12 residents.

Where Gilman sits

The Census Gazetteer records about 0.5 square miles of land within Gilman, with no significant water area listed. The resulting density is about 993 people per square mile. The state's population centre of gravity, Des Moines, is roughly 47 miles away. Within 50 miles of Gilman there are 81 larger Census places. By land area it ranks 632nd of 940 Iowa places.

Which Iowa laws govern a loan in Gilman

Read the table as a lender's compliance picture for Gilman: the rule, the sourced figure, the publisher and the date.

What a Gilman borrower is actually offered

Gilman is a small community of about 532 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Gilman lender to disclose the APR and finance charge before you sign. The term you choose in Gilman decides the split between a comfortable payment and the total interest you pay.

What is available to Gilman borrowers

Gilman is moderately settled, with about 993 people per square mile and 81 larger places within 50 miles. What is available to Gilman's 532 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Le Grand, IA about 9 miles away.