Personal loans in Marshall, IN
Marshall ranks 470th of 565 places in Indiana, with a population near 275. The roughly 275 people who live in Marshall borrow under Indiana rules; city hall sets no personal-loan rate.
Marshall added about 1.5% to its population between the 2020 base and the 2023 estimate. Price two or three terms so you can see which payment is truly affordable in Marshall. Every figure below is Indiana's own, applied to Marshall's 275 residents, with the publisher and retrieval date attached. The closest larger city is Rockville, IN about 6 miles away.
Marshall: the sourced local profile
Read the local figures below as context; read the sourced Indiana table as the rulebook a lender here must follow.
- Population: 275 people, a figure that places Marshall 470th among the 565 Census places in Indiana (US Census Bureau, Vintage 2023).
- Population trend: Up about 1.5% from the 2020 Census base to the 2023 estimate.
- Absolute change: 4 residents added between 2020 and 2023.
- Size percentile: bigger than about 17% of the places in Indiana, with 275 residents in Marshall.
- Density: the Census land area of 0.3 sq mi holds about 1,074 people per square mile.
- By land area: Marshall ranks 480th among Indiana's 565 places, at 0.3 sq mi.
- State share: roughly 0.0% of Indiana's residents live in Marshall (275 people).
- National rank: Marshall sits 15,416th by population among the 19,457 places in this dataset.
- Growth in Indiana: Marshall stands 134th by percentage change from 2020 to 2023, among 565 places.
- State comparison: Indiana's places average +1.0% for 2020-to-2023, against Marshall's 1.5%.
- Density rank: Marshall places 372nd among Indiana's places by people per square mile.
- Against the state median: Marshall runs about 1,074 residents per square mile, where the Indiana median is 1,375.
- Location: 39.8477, -87.1868 (Census Gazetteer coordinates).
- Nearest larger cities: Rockville (6 mi); Waveland (8 mi); Kingman (10 mi); Montezuma (10 mi); Russellville (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Bloomingdale (4 mi); Wallace (10 mi); Mecca (11 mi).
- Within a 50-mile radius: 27 smaller Census places.
- Within 100 miles: 398 places are larger than Marshall.
What shapes a Marshall personal loan
With roughly 275 residents, Marshall is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Marshall's rank of 470th in Indiana: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Marshall loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
What to do before borrowing in Marshall
Complete these steps first when you borrow in Marshall (275 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the Indiana regulator's records to confirm the lender is licensed here.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
The process is identical across Indiana; what changes is your credit file, not the fact that Marshall holds 275 people.
Lender access in Marshall
At roughly 1,074 people per square mile, Marshall is moderately settled; 110 larger places lie within 50 miles. Lenders licensed in Indiana reach Marshall's 275 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Rockville, IN about 6 miles away.
The state rulebook for Marshall
These are Indiana's sourced lending facts as they reach Marshall's 275 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
The geography behind Marshall
Marshall's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. With 275 residents, the land area yields roughly 1,074 people per square mile. The state's population centre of gravity, Fort Wayne, is roughly 137 miles away. A 50-mile radius around Marshall takes in 110 places that are larger. Within the same 50 miles lie 27 smaller Census places.
Common questions
What are my options in Marshall if my credit is poor?
What loan size can I expect in Marshall?
Do I have to pledge anything to borrow in Marshall?
Does comparing loans in Marshall cost me credit score points?
Nearby places
- Bloomingdale, IN — population 269
- Rockville, IN — population 2,592
- Waveland, IN — population 434
- Wallace, IN — population 79
- Kingman, IN — population 566
- Mecca, IN — population 274
- Alamo, IN — population 66
- Montezuma, IN — population 927