Personal loans in Alamo, IN
At about 66 residents, Alamo is larger than roughly 1% of the places in Indiana. Alamo is a small community in Indiana, with an estimated 66 residents, and every licensed lender here follows the same state rulebook.
The 2020 count to the 2023 estimate shows about 1.5% growth in Alamo. For a community of about 66, the practical step is to compare APR across at least three lenders before committing. To lend to Alamo's 66 residents, a company must hold a Indiana licence, and each sourced row below names the regulator behind it. The next larger city is Wallace, IN about 5 miles away.
Where Alamo stands
Set out below is Alamo's local context next to the state-level rules that reach every lender here.
- Population: about 66, ranked 558th of 565 places in Indiana (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 1.5% since the 2020 count.
- Absolute change: 1 residents added between 2020 and 2023.
- Size percentile: with 66 residents, Alamo is larger than about 1% of Indiana's Census places.
- Density: roughly 1,065 residents per square mile, spread over 0.1 sq mi of land.
- By land area: Alamo ranks 561st among Indiana's 565 places, at 0.1 sq mi.
- Share of Indiana: Alamo holds about 0.0% of the state's population, some 66 people.
- National rank: Alamo is 18,719th of 19,457 places nationwide.
- Growth rank: Alamo ranks 132nd among Indiana's 565 places for the 2020-to-2023 change.
- Against the state trend: Alamo's 1.5% change compares with a Indiana average of +1.0% across its 565 places.
- Density in Indiana: Alamo ranks 378th by people per square mile.
- Against the state median: Alamo runs about 1,065 residents per square mile, where the Indiana median is 1,375.
- Location: it lies at 39.9834, -87.0552 in the Census Gazetteer.
- Nearest larger cities: Wallace (5 mi); Waynetown (7 mi); Waveland (7 mi); New Market (7 mi); Crawfordsville (9 mi). Lenders licensed in the state serve Alamo whether or not they keep a local branch.
- Smaller places close by: Crows Nest (48 mi); North Crows Nest (48 mi); River Forest (71 mi).
- Within a 50-mile radius: 2 smaller Census places.
- Larger places within 100 miles: 499.
A pre-application checklist for Alamo
These steps shape the offer you get in Alamo, a place of about 66 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Make sure the lender appears in the Indiana regulator's licence list.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
None of these steps is Alamo-specific: the same Indiana licensing and disclosure rules reach all 66 residents.
Inside a Alamo personal loan
Alamo is a small community of about 66 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Alamo's rank of 558th in Indiana: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Alamo loan is knowable in advance — unlike a revolving card balance.
Alamo on the map
Alamo covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 66 residents, the land area yields roughly 1,065 people per square mile. The largest place in Indiana, Fort Wayne, lies about 126 miles away. A 50-mile radius around Alamo takes in 137 places that are larger. The 100-mile radius contains 499 larger places.
What Indiana law requires in Alamo
These are Indiana's sourced lending facts as they reach Alamo's 66 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
Alamo's place among Indiana's 565 places
Set beside Indiana's 565 places, Alamo ranks 558th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Alamo stands 132nd among Indiana's 565 places — roughly the 77th percentile. By density, at about 1,065 people per square mile, it ranks 378th in Indiana. The population moved by about 1 people between 2020 and 2023, a 1.5% shift.
Common questions
What are my options in Alamo if my credit is poor?
What loan size can I expect in Alamo?
Do I have to pledge anything to borrow in Alamo?
Does comparing loans in Alamo cost me credit score points?
Nearby places
- Wallace, IN — population 79
- Waynetown, IN — population 973
- Waveland, IN — population 434
- New Market, IN — population 571
- Russellville, IN — population 312
- Hillsboro, IN — population 506
- Crawfordsville, IN — population 16,577
- Marshall, IN — population 275