Personal loans in Marietta, IL
Marietta, Illinois — home to about 99 people — is a small community, so the terms you are offered follow Illinois law rather than any local rule. Marietta lost roughly 3.9% of its population across the 2020-to-2023 comparison.
By population, Marietta sits at 1,228th in Illinois, with an estimated 99 residents. Work out your debt-to-income ratio first; lenders weigh it heavily, and Marietta's 99 residents are no exception. State law, not city hall, decides what a lender may do to Marietta's roughly 99 residents, and a state regulator supervises it. The closest larger place is Smithfield, IL about 5 miles away.
Where Marietta stands
Set out below is Marietta's local context next to the state-level rules that reach every lender here.
- Population: 99 people, a figure that places Marietta 1,228th among the 1,294 Census places in Illinois (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 3.9% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
- Size percentile: bigger than about 5% of the places in Illinois, with 99 residents in Marietta.
- Land and density: 0.3 square miles of land carry roughly 363 residents per square mile.
- By land area: Marietta ranks 1,187th among Illinois's 1,294 places, at 0.3 sq mi.
- Within Illinois: about 0.0% of the state's population lives in Marietta.
- National rank: Marietta sits 18,143rd by population among the 19,457 places in this dataset.
- Growth rank: Marietta's 2020-to-2023 change ranks 1,110th of 1,294 places in Illinois.
- Against the state trend: Marietta's 3.9% change compares with a Illinois average of -2.0% across its 1,294 places.
- Density rank: Marietta is the 1,083rd most densely settled place in Illinois.
- Density vs Illinois: Marietta's 363 people per square mile compare with a state median of 993.
- Location: coordinates 40.4995, -90.3930 (US Census Bureau Gazetteer).
- Nearest larger cities: Smithfield (5 mi); Bushnell (7 mi); Bardolph (9 mi); Prairie City (9 mi); Table Grove (9 mi). Living near a larger metro rarely changes what is available in Marietta.
- Smaller places nearby: Ellisville (10 mi); Sciota (19 mi); Liverpool (22 mi).
- Smaller neighbours: 12 places smaller than Marietta sit within 50 miles.
- Within 100 miles: 528 places are larger than Marietta.
Getting a loan in Marietta
Marietta is lightly settled, with about 363 people per square mile and 127 larger places within 50 miles. Lenders licensed in Illinois reach Marietta's 99 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Smithfield, IL about 5 miles away.
Marietta's place among Illinois's 1,294 places
Against Illinois's other places, Marietta accounts for about 0.0% of the state's population and ranks 1,228th of 1,294 by size. For population change between 2020 and 2023, Marietta ranks 1,110th of 1,294 in Illinois (about the 14th percentile). Its roughly 363 residents per square mile place it 1,083rd among Illinois's places. By land area, its 0.3 square miles rank 1,187th of 1,294 places in Illinois.
How personal loans work in Marietta
In Marietta, a small community of about 99, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Marietta's rank of 1,228th in Illinois: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Marietta loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The Illinois lending rules that reach Marietta
The rows below set out what a licensed lender must follow in Illinois, and so for Marietta's roughly 99 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Marietta on the map
Inside Marietta's boundaries lie about 0.3 square miles of land, with no significant water area recorded. Spread across it are roughly 363 residents per square mile. For the state's biggest city, Chicago, the distance is roughly 168 miles. Within 50 miles of Marietta there are 127 larger Census places. By land area it ranks 1,187th of 1,294 Illinois places.
Common questions
What are my options in Marietta if my credit is poor?
What loan size can I expect in Marietta?
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Does comparing loans in Marietta cost me credit score points?
Nearby places
- Smithfield, IL — population 185
- Bushnell, IL — population 2,673
- Table Grove, IL — population 335
- Prairie City, IL — population 402
- Ellisville, IL — population 88
- Ipava, IL — population 427
- Avon, IL — population 676
- Bardolph, IL — population 206