Personal loans in Avon, IL
Avon, Illinois — home to about 676 people — is a small community, so the terms you are offered follow Illinois law rather than any local rule.
To lend to Avon's 676 residents, a company must hold a Illinois licence, and each sourced row below names the regulator behind it. With an estimated 676 residents, Avon is the 758th-largest of 1,294 places in Illinois. Price two or three terms so you can see which payment is truly affordable in Avon. The trend for Avon between 2020 and 2023 is downward by roughly 4.0%. The nearest larger metro is Bushnell, IL about 8 miles away.
Borrowing in Avon: the local picture
The figures below are Avon's own — Census population, land area and coordinates — followed by the Illinois rules.
- Population: a Census-estimated 676, 758th among Illinois's 1,294 places (Vintage 2023).
- Population trend: Roughly 4.0% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 28 residents.
- Size percentile: Avon sits ahead of around 41% of Illinois places, at 676 people.
- Density: roughly 1,523 residents per square mile, spread over 0.4 sq mi of land.
- Land area: Avon covers 0.4 square miles, the 1,072nd-largest area among Illinois's 1,294 places.
- State share: roughly 0.0% of Illinois's residents live in Avon (676 people).
- National rank: Avon is the 11,941st most populous of the 19,457 Census places covered here.
- Growth rank: Avon's 2020-to-2023 change ranks 1,123rd of 1,294 places in Illinois.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Avon's 4.0%.
- Density in Illinois: Avon ranks 374th by people per square mile.
- Density in context: Avon's 1,523 people per square mile sit against a Illinois median of 993.
- Location: mapped by the US Census Bureau at 40.6620, -90.4353.
- Nearest larger cities: Bushnell (8 mi); Abingdon (10 mi); Roseville (13 mi); Cuba (17 mi); Macomb (19 mi). Larger metros often have more branches, but online lenders reach Avon on the same terms.
- Nearest smaller towns: Prairie City (3 mi); St. Augustine (4 mi); Ellisville (7 mi).
- Smaller neighbours: 79 places smaller than Avon sit within 50 miles.
- Larger places within 100 miles: 263.
Avon on the map
Avon's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,523 residents per square mile. For the state's biggest city, Chicago, the distance is roughly 164 miles. A 50-mile radius around Avon takes in 59 places that are larger. The 100-mile radius contains 263 larger places.
What a Avon borrower is actually offered
Avon is a small community of about 676 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Avon. Shortening the term on a Avon loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Avon against the rest of Illinois
Within Illinois, Avon holds roughly 0.0% of all residents, the 758th-largest share among 1,294 places. On the 2020-to-2023 trend, Avon stands 1,123rd among Illinois's 1,294 places — roughly the 13th percentile. At about 1,523 people per square mile, Avon is the 374th most densely settled place in Illinois. In land area, Avon ranks 1,072nd among Illinois's 1,294 places.
The Illinois lending rules that reach Avon
For the roughly 676 residents of Avon, the rules below are Illinois's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Borrowing reach in Avon
With about 1,523 residents per square mile, Avon is moderately settled, and 59 larger Census places sit within 50 miles. A Illinois licence lets a lender serve Avon without a local office, so branch density does not change what its 676 residents are offered. The nearest bigger place is Bushnell, IL about 8 miles away.
Common questions
What are my options in Avon if my credit is poor?
What loan size can I expect in Avon?
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Does comparing loans in Avon cost me credit score points?
Nearby places
- Prairie City, IL — population 402
- St. Augustine, IL — population 113
- Bushnell, IL — population 2,673
- Ellisville, IL — population 88
- Abingdon, IL — population 2,851
- Marietta, IL — population 99
- London Mills, IL — population 342
- Bardolph, IL — population 206