Personal loans in Manville, WY
State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Manville's 92 residents. With roughly 92 residents, Manville is a small community, and the lending rules its borrowers live under are written in Wyoming, not by the city. At about 92 residents, Manville is larger than roughly 9% of the places in Wyoming. The trend for Manville between 2020 and 2023 is downward by roughly 2.1%. Judge Manville offers on total cost, not on how quickly the money arrives. The nearest larger metro is Lusk, WY about 8 miles away.
Local context for Manville
Two layers matter for a Manville borrower: the local population picture and Wyoming's consumer-lending statutes.
- Population: 92 residents; Manville is the 90th-largest of 99 places in Wyoming (US Census Bureau, Vintage 2023).
- Population trend: Down about 2.1% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 2 fewer since the 2020 base.
- Size percentile: about 9% of Wyoming communities are smaller than Manville (92 residents).
- Land and density: 0.3 square miles of land carry roughly 338 residents per square mile.
- Land area rank: Manville's 0.3 square miles rank 87th of 99 places in Wyoming.
- Share of Wyoming: Manville holds about 0.0% of the state's population, some 92 people.
- National rank: Manville is 18,261st of 19,457 places nationwide.
- Growth rank: Manville's 2020-to-2023 change ranks 84th of 99 places in Wyoming.
- State comparison: Wyoming's places average +1.7% for 2020-to-2023, against Manville's 2.1%.
- Density in Wyoming: Manville ranks 73rd by people per square mile.
- Density in context: Manville's 338 people per square mile sit against a Wyoming median of 699.
- Location: 42.7794, -104.6174 (US Census Bureau Gazetteer).
- Nearest larger cities: Lusk (8 mi); Glendo (28 mi); Guernsey (36 mi); Harrison (38 mi); Fort Laramie (39 mi). Larger metros often have more branches, but online lenders reach Manville on the same terms.
- Smaller towns nearby: Lost Springs (16 mi); Van Tassell (28 mi); Hartville (32 mi).
- Within a 50-mile radius: 3 smaller Census places.
- At 100 miles: 46 larger Census places fall inside that radius.
The state rulebook for Manville
For the roughly 92 residents of Manville, the rules below are Wyoming's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Payday lending status | Legal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363) Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online Source says: Licensing is mandatory for every location where business is regularly conducted | Wyoming Division of Banking as of 2026-09-16 |
Manville: area, density and distance
Inside Manville's boundaries lie about 0.3 square miles of land, with no significant water area recorded. With 92 residents, the land area yields roughly 338 people per square mile. The largest place in Wyoming, Cheyenne, lies about 114 miles away. Within 50 miles of Manville there are 7 larger Census places. By land area it ranks 87th of 99 Wyoming places.
What is available to Manville borrowers
Manville is lightly settled, with about 338 people per square mile and 7 larger places within 50 miles. Distance to a branch rarely matters for Manville's 92 residents: the application is online and the price follows your credit file. The nearest bigger place is Lusk, WY about 8 miles away.
Where Manville sits in Wyoming
Among Wyoming's 99 places, Manville sits at 90th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Manville ranks 84th of 99 in Wyoming (about the 15th percentile). At about 338 people per square mile, Manville is the 73rd most densely settled place in Wyoming. Between 2020 and 2023 the count changed by roughly 2 residents.
Steps to take before a Manville loan
Before you hand your details to a lender in Manville, where the population is near 92:
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Make sure the lender appears in the Wyoming regulator's licence list.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
The process is identical across Wyoming; what changes is your credit file, not the fact that Manville holds 92 people.
Common questions
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Nearby places
- Lusk, WY — population 1,445
- Lost Springs, WY — population 4
- Hartville, WY — population 65
- Glendo, WY — population 238
- Guernsey, WY — population 1,104
- Van Tassell, WY — population 22
- Fort Laramie, WY — population 215
- Lingle, WY — population 398