Personal loans in Manville, WY

State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Manville's 92 residents. With roughly 92 residents, Manville is a small community, and the lending rules its borrowers live under are written in Wyoming, not by the city. At about 92 residents, Manville is larger than roughly 9% of the places in Wyoming. The trend for Manville between 2020 and 2023 is downward by roughly 2.1%. Judge Manville offers on total cost, not on how quickly the money arrives. The nearest larger metro is Lusk, WY about 8 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Local context for Manville

Two layers matter for a Manville borrower: the local population picture and Wyoming's consumer-lending statutes.

The state rulebook for Manville

For the roughly 92 residents of Manville, the rules below are Wyoming's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorWyoming Division of Banking
Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies.
Wyoming Division of Banking
as of 2026-09-16
Payday lending statusLegal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363)
Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance
Wyoming Legislature (Wyoming Statutes)
as of 2026-09-16
Small-loan / installment lender licensingConsumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online
Source says: Licensing is mandatory for every location where business is regularly conducted
Wyoming Division of Banking
as of 2026-09-16

Manville: area, density and distance

Inside Manville's boundaries lie about 0.3 square miles of land, with no significant water area recorded. With 92 residents, the land area yields roughly 338 people per square mile. The largest place in Wyoming, Cheyenne, lies about 114 miles away. Within 50 miles of Manville there are 7 larger Census places. By land area it ranks 87th of 99 Wyoming places.

What is available to Manville borrowers

Manville is lightly settled, with about 338 people per square mile and 7 larger places within 50 miles. Distance to a branch rarely matters for Manville's 92 residents: the application is online and the price follows your credit file. The nearest bigger place is Lusk, WY about 8 miles away.

Where Manville sits in Wyoming

Among Wyoming's 99 places, Manville sits at 90th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Manville ranks 84th of 99 in Wyoming (about the 15th percentile). At about 338 people per square mile, Manville is the 73rd most densely settled place in Wyoming. Between 2020 and 2023 the count changed by roughly 2 residents.

Steps to take before a Manville loan

Before you hand your details to a lender in Manville, where the population is near 92:

  1. Start with the credit file: order the reports, fix the errors, then apply.
  2. Use the loan calculator to test the payment on your intended amount and term.
  3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
  4. Make sure the lender appears in the Wyoming regulator's licence list.
  5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
  6. Read the disclosure for an origination fee and any prepayment penalty before signing.
  7. Test the payment against your current bills before you commit.

The process is identical across Wyoming; what changes is your credit file, not the fact that Manville holds 92 people.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Manville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Manville is the same as anywhere in Wyoming.
What loan size can I expect in Manville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Manville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Manville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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