Personal loans in Lusk, WY

From the 2020 Census base to the 2023 estimate, the population declined by about 6.1%. Rate-shopping from Lusk costs nothing at pre-qualification, where a soft pull leaves your credit file alone. A larger market lies at Douglas, WY about 48 miles away. Which products a lender may offer to Lusk's 1,445 residents follows from the Wyoming consumer-lending framework.

What the Census records for Lusk

Here is the sourced Census picture for Lusk, plus the Wyoming lending rules that apply to a loan taken out here.

• Population: about 1,445 people live here, which puts Lusk 35th of 99 Census places in Wyoming (Vintage 2023).
• Population trend: Roughly 6.1% fewer residents than the 2020 Census counted.
• People gained or lost: about 94 fewer since the 2020 base.
• Size percentile: bigger than about 65% of the places in Wyoming, with 1,445 residents in Lusk.
• Density: roughly 699 residents per square mile, spread over 2.1 sq mi of land.
• By land area: Lusk ranks 46th among Wyoming's 99 places, at 2.1 sq mi.
• Share of Wyoming: Lusk holds about 0.4% of the state's population, some 1,445 people.
• Nationally: Lusk is the 8,824th-largest of 19,457 Census places in the dataset.
• Growth rank: Lusk ranks 99th among Wyoming's 99 places for the 2020-to-2023 change.
• Versus Wyoming: the state average change is +1.7%, while Lusk moved 6.1%.
• Density rank: Lusk places 50th among Wyoming's places by people per square mile.
• Density vs Wyoming: Lusk's 699 people per square mile compare with a state median of 699.
• Location: latitude 42.7613, longitude -104.4584 (Census Gazetteer).
• Nearest larger cities: Douglas (48 mi); Torrington (50 mi); Wheatland (55 mi); Mitchell (66 mi); Hot Springs (68 mi). Larger metros often have more branches, but online lenders reach Lusk on the same terms.
• Nearest smaller places: Manville (8 mi); Van Tassell (20 mi); Lost Springs (24 mi).
• Within a 50-mile radius: 10 smaller Census places.
• Within 100 miles: 17 places are larger than Lusk.

What Wyoming law requires in Lusk

Below are the Wyoming rules that apply to a loan made in Lusk, each with the regulator that issued it.

Where Lusk sits

Lusk's land area is roughly 2.1 square miles, and the Gazetteer records no significant water area within it. With 1,445 residents, the land area yields roughly 699 people per square mile. The state's population centre of gravity, Cheyenne, is roughly 114 miles away. Within 50 miles of Lusk there are 1 larger Census places. The 100-mile radius contains 17 larger places.

The Lusk borrowing checklist

For Lusk's roughly 1,445 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Wyoming licence by checking the regulator named above.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Make sure the new payment leaves room in a budget you already keep.

The process is identical across Wyoming; what changes is your credit file, not the fact that Lusk holds 1,445 people.

Lusk's place among Wyoming's 99 places

Against Wyoming's other places, Lusk accounts for about 0.4% of the state's population and ranks 35th of 99 by size. For population change between 2020 and 2023, Lusk ranks 99th of 99 in Wyoming (about the 0th percentile). Its roughly 699 residents per square mile place it 50th among Wyoming's places. The population moved by about 94 people between 2020 and 2023, a 6.1% shift.

How lenders reach Lusk

At roughly 699 people per square mile, Lusk is moderately settled; 1 larger places lie within 50 miles. A Wyoming licence lets a lender serve Lusk without a local office, so branch density does not change what its 1,445 residents are offered. The nearest larger city, Douglas, WY about 48 miles away.