Personal loans in Mansfield, LA
The first question in Mansfield is not the rate on offer but whether the payment fits; about 4,575 people live here under Louisiana lending law. Pull your credit reports and line up at least three offers before you apply from Mansfield.
Roughly 4,575 residents live in Mansfield, the 63rd-largest community in Louisiana. Which products a lender may offer to Mansfield's 4,575 residents follows from the Louisiana consumer-lending framework. Mansfield shed about 3.0% of its population between the 2020 base and the 2023 estimate. Borrowers who want a bigger city can look to Shreveport, LA about 30 miles away.
Mansfield by the numbers
Mansfield is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 4,575 people, a figure that places Mansfield 63rd among the 302 Census places in Louisiana (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 3.0% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 143 residents.
- Size percentile: roughly 79% of Louisiana places rank below Mansfield.
- Population density: 1,253 people per square mile on 3.7 square miles of land.
- Land area: Mansfield covers 3.7 square miles, the 105th-largest area among Louisiana's 302 places.
- State population share: Mansfield accounts for about 0.3% of everyone in Louisiana.
- National standing: Mansfield ranks 5,079th of 19,457 US places.
- Growth rank: Mansfield's 2020-to-2023 change ranks 153rd of 302 places in Louisiana.
- State comparison: Louisiana's places average -2.1% for 2020-to-2023, against Mansfield's 3.0%.
- Density rank: Mansfield places 59th among Louisiana's places by people per square mile.
- Against the state median: Mansfield runs about 1,253 residents per square mile, where the Louisiana median is 534.
- Location: latitude 32.0353, longitude -93.6997 (Census Gazetteer).
- Nearest larger cities: Shreveport (30 mi); Center (33 mi); Bossier City (34 mi); Carthage (38 mi); Natchitoches (41 mi). Larger metros often have more branches, but online lenders reach Mansfield on the same terms.
- Smaller communities close by: South Mansfield (2 mi); Grand Cane (7 mi); Stanley (13 mi), each with its own Census population profile.
- Smaller places within 50 miles: 54 of them.
- Larger places within 100 miles: 34.
Land, water and location for Mansfield
Inside Mansfield's boundaries lie about 3.7 square miles of land, with no significant water area recorded. The resulting density is about 1,253 people per square mile. The largest place in Louisiana, New Orleans, lies about 262 miles away. Mansfield has 6 larger places within a 50-mile radius. The 100-mile radius contains 34 larger places.
What a Mansfield borrower is actually offered
Most loans made to Mansfield's 4,575 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Mansfield can be quoted different APRs on the same amount and term. Shortening the term on a Mansfield loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Lender access in Mansfield
At roughly 1,253 people per square mile, Mansfield is moderately settled; 6 larger places lie within 50 miles. Distance to a branch rarely matters for Mansfield's 4,575 residents: the application is online and the price follows your credit file. The nearest larger city, Shreveport, LA about 30 miles away.
The Louisiana lending rules that reach Mansfield
These are Louisiana's sourced lending facts as they reach Mansfield's 4,575 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office" | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
The Mansfield borrowing checklist
For Mansfield's roughly 4,575 residents, these are the steps that most influence the offer:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Louisiana licence with the regulator listed on this page.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
The process is identical across Louisiana; what changes is your credit file, not the fact that Mansfield holds 4,575 people.
Common questions
What are my options in Mansfield if my credit is poor?
What loan size can I expect in Mansfield?
Do I have to pledge anything to borrow in Mansfield?
Does comparing loans in Mansfield cost me credit score points?
Nearby places
- South Mansfield, LA — population 337
- Grand Cane, LA — population 216
- Stanley, LA — population 129
- Keachi, LA — population 246
- Converse, LA — population 376
- Longstreet, LA — population 117
- Stonewall, LA — population 2,535
- Pleasant Hill, LA — population 607