Personal loans in Keachi, LA

Keachi gained roughly 1.7% in population across the 2020-to-2023 comparison. Verify the lender's Louisiana licence against the regulator named below before borrowing in Keachi. To lend to Keachi's 246 residents, a company must hold a Louisiana licence, and each sourced row below names the regulator behind it. Borrowers who want a bigger city can look to Stonewall, LA about 9 miles away.

The Keachi data picture

The figures below are Keachi's own — Census population, land area and coordinates — followed by the Louisiana rules.

• Population: 246 — Keachi ranks 255th of 302 communities in Louisiana (US Census Bureau, Vintage 2023).
• Population trend: A gain of roughly 1.7% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 4 residents.
• Size percentile: Keachi's 246 people outrank roughly 16% of the places in Louisiana.
• Land and density: 5.0 square miles of land carry roughly 49 residents per square mile.
• By land area: Keachi ranks 75th among Louisiana's 302 places, at 5.0 sq mi.
• Water: Keachi holds about 0.04 square miles, the 80th-largest water area in Louisiana.
• Share of state population: Keachi's 246 residents are about 0.0% of Louisiana.
• National standing: Keachi ranks 15,814th of 19,457 US places.
• Growth rank: Keachi's 2020-to-2023 change ranks 30th of 302 places in Louisiana.
• Versus Louisiana: the state average change is -2.1%, while Keachi moved 1.7%.
• Density rank: Keachi places 290th among Louisiana's places by people per square mile.
• Against the state median: Keachi runs about 49 residents per square mile, where the Louisiana median is 534.
• Location: 32.1680, -93.9145 (US Census Bureau Gazetteer).
• Nearest larger cities: Stonewall (9 mi); Logansport (14 mi); South Mansfield (16 mi); Mansfield (16 mi); Joaquin (16 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Longstreet (5 mi); Grand Cane (8 mi); Stanley (15 mi).
• Smaller neighbours: 16 places smaller than Keachi sit within 50 miles.
• Within 100 miles: 186 places are larger than Keachi.

The state rulebook for Keachi

This table holds the Louisiana rate and licensing rules for consumer loans made to Keachi's 246 residents.

The geography behind Keachi

Keachi's land area is about 5.0 square miles; a further 0.04 square miles is water. With 246 residents, the land area yields roughly 49 people per square mile. The state's population centre of gravity, New Orleans, is roughly 277 miles away. A 50-mile radius around Keachi takes in 44 places that are larger. Within the same 50 miles lie 16 smaller Census places.

Keachi in state context

Keachi is the 255th-largest of 302 Census places in Louisiana and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 30th of 302 Louisiana places, putting it near the 90th percentile for growth. By density, at about 49 people per square mile, it ranks 290th in Louisiana. The population moved by about 4 people between 2020 and 2023, a 1.7% shift.

Borrowing reach in Keachi

With about 49 residents per square mile, Keachi is sparsely settled, and 44 larger Census places sit within 50 miles. Lenders licensed in Louisiana reach Keachi's 246 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Stonewall, LA about 9 miles away.

A pre-application checklist for Keachi

Complete these steps first when you borrow in Keachi (246 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the Louisiana regulator's licence list.
5. Be clear on what the loan is for and how it gets repaid.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

In Keachi as elsewhere in Louisiana, the written terms — not the advertisement — are what count for its 246 residents.