Personal loans in Malta, ID

For the 176 people in Malta, Idaho runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The Census counts 176 people in Malta, the 175th-largest figure among Idaho's 197 places. Verify the lender's Idaho licence against the regulator named below before borrowing in Malta. A 2020-to-2023 comparison shows Malta up by about 6.0%. For a bigger market, look to Albion, ID about 13 miles away.

Malta by the numbers

The figures below are Malta's own — Census population, land area and coordinates — followed by the Idaho rules.

• Population: 176 residents; Malta is the 175th-largest of 197 places in Idaho (US Census Bureau, Vintage 2023).
• Population trend: Up about 6.0% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a gain of about 10 residents.
• Size percentile: bigger than about 11% of the places in Idaho, with 176 residents in Malta.
• Population density: 128 people per square mile on 1.4 square miles of land.
• Land area rank: Malta's 1.4 square miles rank 82nd of 197 places in Idaho.
• Share of state population: Malta's 176 residents are about 0.0% of Idaho.
• National standing: Malta ranks 16,853rd of 19,457 US places.
• Growth rank: Malta's 2020-to-2023 change ranks 85th of 197 places in Idaho.
• State comparison: Idaho's places average +7.1% for 2020-to-2023, against Malta's 6.0%.
• Density in Idaho: Malta ranks 188th by people per square mile.
• Density in context: Malta's 128 people per square mile sit against a Idaho median of 1,026.
• Location: 42.3075, -113.3697 (Census Gazetteer coordinates).
• Nearest larger cities: Albion (13 mi); Declo (20 mi); Rupert (27 mi); Heyburn (27 mi); Oakley (27 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: Acequia (27 mi); Minidoka (31 mi); Snowville (41 mi).
• Smaller neighbours: 4 places smaller than Malta sit within 50 miles.
• Larger places within 100 miles: 91.

The anatomy of a Malta personal loan

Malta is a small community of about 176 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Malta. The term you choose in Malta decides the split between a comfortable payment and the total interest you pay.

Malta against the rest of Idaho

Set beside Idaho's 197 places, Malta ranks 175th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Malta ranks 85th of 197 in Idaho (about the 57th percentile). At about 128 people per square mile, Malta is the 188th most densely settled place in Idaho. Within 50 miles sit 4 smaller Census places, alongside the 12 that are larger.

Borrowing reach in Malta

Malta is a lightly settled community of about 176 people, with 12 larger places inside a 50-mile radius. Distance to a branch rarely matters for Malta's 176 residents: the application is online and the price follows your credit file. The nearest bigger place is Albion, ID about 13 miles away.

The state rulebook for Malta

Every row below records a Idaho rule, its publisher and its retrieval date — the same rules a Malta lender must follow.

The Malta borrowing checklist

A sensible order of operations for a loan in Malta, home to about 176 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the Idaho licence with the regulator named above before committing.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Be clear on what the loan is for and how it gets repaid.

None of these steps is Malta-specific: the same Idaho licensing and disclosure rules reach all 176 residents.