Personal loans in Lyons, IL
An estimated 10,304 people make their home in Lyons, a figure that ranks 218th in Illinois. Lyons shed about 4.8% of its population between the 2020 base and the 2023 estimate.
With roughly 10,304 residents, Lyons is a small town, and the lending rules its borrowers live under are written in Illinois, not by the city. For the 10,304 people in Lyons, Illinois runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a community of about 10,304, the practical step is to compare APR across at least three lenders before committing. The next larger city is Summit, IL about 2 miles away.
Lyons: population, trend and location
Read the local figures below as context; read the sourced Illinois table as the rulebook a lender here must follow.
- Population: an estimated 10,304 residents, 218th of 1,294 places in Illinois (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 4.8% across the 2020-to-2023 comparison.
- People gained or lost: about 516 fewer since the 2020 base.
- Size percentile: roughly 83% of Illinois's places have fewer residents than Lyons's 10,304.
- Land and density: 2.2 square miles of land carry roughly 4,669 residents per square mile.
- By land area: Lyons ranks 455th among Illinois's 1,294 places, at 2.2 sq mi.
- Water area: Lyons has 0.07 square miles of water, ranking 260th of 1,294 places in Illinois.
- Within Illinois: about 0.1% of the state's population lives in Lyons.
- National rank: Lyons is the 3,083rd most populous of the 19,457 Census places covered here.
- Growth in Illinois: Lyons stands 1,249th by percentage change from 2020 to 2023, among 1,294 places.
- Versus Illinois: the state average change is -2.0%, while Lyons moved 4.8%.
- Density rank: Lyons places 48th among Illinois's places by people per square mile.
- Density vs Illinois: Lyons's 4,669 people per square mile compare with a state median of 993.
- Location: 41.8122 / -87.8186, per the US Census Bureau Gazetteer.
- Nearest larger cities: Summit (2 mi); Brookfield (2 mi); Berwyn (3 mi); La Grange (3 mi); La Grange Park (3 mi). Lenders licensed in the state serve Lyons whether or not they keep a local branch.
- Smaller places nearby: Riverside (1 mi); McCook (2 mi); Stickney (2 mi).
- Within a 50-mile radius: 156 smaller Census places.
- Larger places within 100 miles: 228.
Where Lyons sits
Lyons covers about 2.2 square miles of land, with 0.07 square miles of water inside its boundaries (Census Gazetteer). That land carries about 4,669 people per square mile. For the state's biggest city, Chicago, the distance is roughly 7 miles. A 50-mile radius around Lyons takes in 178 places that are larger. By land area it ranks 455th of 1,294 Illinois places.
Where Lyons sits in Illinois
Lyons is the 218th-largest of 1,294 Census places in Illinois and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Lyons stands 1,249th among Illinois's 1,294 places — roughly the 3th percentile. Its roughly 4,669 residents per square mile place it 48th among Illinois's places. Between 2020 and 2023 the count changed by roughly 516 residents.
What a Lyons borrower is actually offered
Most loans made to Lyons's 10,304 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Lyons's 10,304 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Lyons decides the split between a comfortable payment and the total interest you pay.
Lender access in Lyons
Lyons is a fairly dense community of about 10,304 people, with 178 larger places inside a 50-mile radius. Distance to a branch rarely matters for Lyons's 10,304 residents: the application is online and the price follows your credit file. The nearest larger city, Summit, IL about 2 miles away.
Which Illinois laws govern a loan in Lyons
Illinois has no separate rate rule for Lyons; the sourced rows below are what reach every lender that serves its 10,304 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Common questions
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Does comparing loans in Lyons cost me credit score points?
Nearby places
- Riverside, IL — population 8,845
- Summit, IL — population 10,616
- McCook, IL — population 237
- Brookfield, IL — population 18,591
- North Riverside, IL — population 7,071
- Berwyn, IL — population 54,414
- Stickney, IL — population 6,803
- Forest View, IL — population 756