Personal loans in Berwyn, IL
With roughly 54,414 residents, Berwyn is a mid-sized city, and the lending rules its borrowers live under are written in Illinois, not by the city. About 54,414 people live in Berwyn, placing it 23rd of 1,294 Census places in Illinois.
Berwyn shed about 4.9% of its population between the 2020 base and the 2023 estimate. Decide the purpose of the loan and your repayment plan before sharing any details with a Berwyn lender. The next larger city is Cicero, IL about 2 miles away. A single loan can carry different costs on either side of a state line, and Berwyn sits on the Illinois side of that line.
Local context for Berwyn
The figures below are Berwyn's own — Census population, land area and coordinates — followed by the Illinois rules.
- Population: 54,414 — Berwyn ranks 23rd of 1,294 communities in Illinois (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 4.9% between 2020 and 2023.
- Net change: roughly 2,819 fewer people than the 2020 Census counted.
- Size percentile: Berwyn sits ahead of around 98% of Illinois places, at 54,414 people.
- Population density: about 13,938 people per square mile (Census land area 3.9 sq mi).
- Land area rank: Berwyn's 3.9 square miles rank 321st of 1,294 places in Illinois.
- Share of state population: Berwyn's 54,414 residents are about 0.5% of Illinois.
- National standing: Berwyn ranks 733rd of 19,457 US places.
- Growth in Illinois: Berwyn stands 1,259th by percentage change from 2020 to 2023, among 1,294 places.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Berwyn's 4.9%.
- Density rank: Berwyn places 1st among Illinois's places by people per square mile.
- Density vs Illinois: Berwyn's 13,938 people per square mile compare with a state median of 993.
- Location: coordinates 41.8433, -87.7909 (US Census Bureau Gazetteer).
- Nearest larger cities: Cicero (2 mi); Chicago (5 mi); Oak Lawn (9 mi); Skokie (14 mi); Des Plaines (14 mi). Online lenders reach Berwyn no matter how far the nearest branch is.
- Smaller places close by: Riverside (2 mi); North Riverside (2 mi); Stickney (2 mi).
- Smaller neighbours: 312 places smaller than Berwyn sit within 50 miles.
- At 100 miles: 26 larger Census places fall inside that radius.
How a Berwyn personal loan is priced
In Berwyn, a mid-sized city of about 54,414, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Berwyn can be quoted different APRs on the same amount and term. Shortening the term on a Berwyn loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Which Illinois laws govern a loan in Berwyn
Read the table as a lender's compliance picture for Berwyn: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Getting a loan in Berwyn
Berwyn is densely built, with about 13,938 people per square mile and 18 larger places within 50 miles. Lenders licensed in Illinois reach Berwyn's 54,414 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Cicero, IL about 2 miles away.
Berwyn on the map
Berwyn covers about 3.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 13,938 people per square mile. The largest place in Illinois, Chicago, lies about 5 miles away. Within 50 miles of Berwyn there are 18 larger Census places. Within the same 50 miles lie 312 smaller Census places.
Berwyn in state context
Against Illinois's other places, Berwyn accounts for about 0.5% of the state's population and ranks 23rd of 1,294 by size. For population change between 2020 and 2023, Berwyn ranks 1,259th of 1,294 in Illinois (about the 3th percentile). At about 13,938 people per square mile, Berwyn is the 1st most densely settled place in Illinois. Within 50 miles sit 312 smaller Census places, alongside the 18 that are larger.
Common questions
What are my options in Berwyn if my credit is poor?
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Nearby places
- Riverside, IL — population 8,845
- Stickney, IL — population 6,803
- Cicero, IL — population 81,004
- Forest Park, IL — population 13,660
- North Riverside, IL — population 7,071
- Forest View, IL — population 756
- Lyons, IL — population 10,304
- Oak Park, IL — population 52,055