Personal loans in Lyons, OR
With roughly 1,207 residents, Lyons is a small community, and the lending rules its borrowers live under are written in Oregon, not by the city. The Census estimates 1,207 residents in Lyons, which ranks it 151st of 240 places in Oregon.
The closest larger place is Mill City, OR about 7 miles away. Lyons shed about 0.1% of its population between the 2020 base and the 2023 estimate. Consumer lending that reaches Lyons's 1,207 residents is governed by Oregon statute; no city ordinance changes it. Judge Lyons offers on total cost, not on how quickly the money arrives.
Borrowing in Lyons: the local picture
Here is the sourced Census picture for Lyons, plus the Oregon lending rules that apply to a loan taken out here.
- Population: 1,207 — Lyons ranks 151st of 240 communities in Oregon (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 0.1% between 2020 and 2023.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: bigger than about 37% of the places in Oregon, with 1,207 residents in Lyons.
- Population density: about 1,395 people per square mile across 0.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Lyons covers 0.9 square miles, the 156th-largest area among Oregon's 240 places.
- Water: Lyons holds about 0.01 square miles, the 92nd-largest water area in Oregon.
- State population share: Lyons accounts for about 0.0% of everyone in Oregon.
- National rank: Lyons is 9,525th of 19,457 places nationwide.
- Growth rank: Lyons ranks 130th among Oregon's 240 places for the 2020-to-2023 change.
- Versus Oregon: the state average change is +0.7%, while Lyons moved 0.1%.
- Density rank: Lyons places 141st among Oregon's places by people per square mile.
- Against the state median: Lyons runs about 1,395 residents per square mile, where the Oregon median is 1,575.
- Location: coordinates 44.7793, -122.6118 (US Census Bureau Gazetteer).
- Nearest larger cities: Mill City (7 mi); Stayton (9 mi); Sublimity (10 mi); Aumsville (13 mi); Turner (17 mi). Lenders licensed in the state serve Lyons whether or not they keep a local branch.
- Smaller places close by: Gates (10 mi); Scio (13 mi); Scotts Mills (18 mi).
- Smaller neighbours: 18 places smaller than Lyons sit within 50 miles.
- At 100 miles: 111 larger Census places fall inside that radius.
Lyons against the rest of Oregon
Lyons is the 151st-largest of 240 Census places in Oregon and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 130th of 240 Oregon places, putting it near the 46th percentile for growth. At about 1,395 people per square mile, Lyons is the 141st most densely settled place in Oregon. In land area, Lyons ranks 156th among Oregon's 240 places.
What a Lyons borrower is actually offered
With roughly 1,207 residents, Lyons is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Lyons's rank of 151st in Oregon: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Lyons decides the split between a comfortable payment and the total interest you pay.
Which Oregon laws govern a loan in Lyons
The rows below set out what a licensed lender must follow in Oregon, and so for Lyons's roughly 1,207 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oregon Division of Financial Regulation (Department of Consumer and Business Services) Source says: "Protecting Oregonians' access to fair products and services through education, regulation, and consumer assistance." | Oregon Division of Financial Regulation as of 2026-09-16 |
| Unlicensed lending consequence (state-specific rule) | Unlicensed consumer finance loans are void and uncollectible (principal, interest, fees). Source says: "the consumer finance loan is void... may not... collect, receive or retain principal, interest, a fee or a charge related to... the consumer finance loan" (ORS 725.045(1)(b)). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% per annum default legal rate where the parties have not agreed to a rate. Source says: "The rate of interest for the following transactions, if the parties have not otherwise agreed to a rate of interest, is nine percent per annum" (ORS 82.010(1)). | Oregon Legislative Assembly (Oregon Revised Statutes) as of 2026-09-16 |
Lyons: area, density and distance
Inside Lyons's boundaries lie roughly 0.9 square miles of land and 0.01 square miles of water. With 1,207 residents, the land area yields roughly 1,395 people per square mile. For the state's biggest city, Portland, the distance is roughly 52 miles. Lyons has 53 larger places within a 50-mile radius. Within the same 50 miles lie 18 smaller Census places.
Getting a loan in Lyons
Lyons is moderately settled, with about 1,395 people per square mile and 53 larger places within 50 miles. Whether Lyons has a local branch or not, a Oregon-licensed lender can serve its 1,207 people online on the same terms. For a larger market, the closest option is Mill City, OR about 7 miles away.
Common questions
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Nearby places
- Mill City, OR — population 1,990
- Sublimity, OR — population 2,912
- Stayton, OR — population 8,225
- Gates, OR — population 472
- Scio, OR — population 961
- Aumsville, OR — population 4,164
- Scotts Mills, OR — population 414
- Silverton, OR — population 10,341