Personal loans in Lynndyl, UT

Census figures put the 2020-to-2023 increase in Lynndyl at about 8.7%. Begin with the payment, then weigh APR and total interest across the lenders that reach Lynndyl's 125 residents. For the 125 people in Lynndyl, Utah runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Borrowers who want a bigger city can look to Leamington, UT about 6 miles away.

What the Census records for Lynndyl

Only a few things actually differ by place — population, area, location, and the Utah rules a lender must follow — and they are below.

• Population: 125 — Lynndyl ranks 252nd of 255 communities in Utah (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 8.7%.
• Absolute change: 10 residents added between 2020 and 2023.
• Size percentile: roughly 1% of Utah's places have fewer residents than Lynndyl's 125.
• Population density: 39 people per square mile on 3.2 square miles of land.
• Land area rank: Lynndyl's 3.2 square miles rank 165th of 255 places in Utah.
• Share of state population: Lynndyl's 125 residents are about 0.0% of Utah.
• National standing: Lynndyl ranks 17,687th of 19,457 US places.
• Growth rank: Lynndyl's 2020-to-2023 change ranks 52nd of 255 places in Utah.
• State comparison: Utah's places average +5.3% for 2020-to-2023, against Lynndyl's 8.7%.
• Density rank: Lynndyl is the 237th most densely settled place in Utah.
• Density vs Utah: Lynndyl's 39 people per square mile compare with a state median of 705.
• Location: latitude 39.5086, longitude -112.3934 (Census Gazetteer).
• Nearest larger cities: Leamington (6 mi); Oak City (10 mi); Delta (13 mi); Hinckley (19 mi); Scipio (24 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Scofield (67 mi); Independence (85 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 0 smaller Census places.
• Within 100 miles: 129 places are larger than Lynndyl.

Lynndyl: area, density and distance

Inside Lynndyl's boundaries lie about 3.2 square miles of land, with no significant water area recorded. The resulting density is about 39 people per square mile. The largest place in Utah, Salt Lake City, lies about 91 miles away. A 50-mile radius around Lynndyl takes in 32 places that are larger. By land area it ranks 165th of 255 Utah places.

A pre-application checklist for Lynndyl

Before you hand your details to a lender in Lynndyl, where the population is near 125:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the Utah regulator's licence list.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

None of these steps is Lynndyl-specific: the same Utah licensing and disclosure rules reach all 125 residents.

Getting a loan in Lynndyl

With about 39 residents per square mile, Lynndyl is sparsely settled, and 32 larger Census places sit within 50 miles. A Utah licence lets a lender serve Lynndyl without a local office, so branch density does not change what its 125 residents are offered. For a larger market, the closest option is Leamington, UT about 6 miles away.

Lynndyl in state context

Set beside Utah's 255 places, Lynndyl ranks 252nd by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 52nd of 255 Utah places, putting it near the 80th percentile for growth. Its roughly 39 residents per square mile place it 237th among Utah's places. Within 50 miles sit 0 smaller Census places, alongside the 32 that are larger.

Which Utah laws govern a loan in Lynndyl

Utah has no separate rate rule for Lynndyl; the sourced rows below are what reach every lender that serves its 125 people.