Personal loans in Levan, UT
If you are weighing a personal loan in Levan, start from the payment you can carry; its 907 residents face the same statewide rules. A 2020-to-2023 comparison shows Levan up by about 4.9%.
The Census estimates 907 residents in Levan, which ranks it 159th of 255 places in Utah. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Levan loan. Every figure below is Utah's own, applied to Levan's 907 residents, with the publisher and retrieval date attached. The closest larger city is Nephi, UT about 10 miles away.
Levan: the sourced local profile
Two layers matter for a Levan borrower: the local population picture and Utah's consumer-lending statutes.
- Population: about 907, ranked 159th of 255 places in Utah (Census Vintage 2023 subcounty estimate).
- Population trend: About 4.9% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 42 residents.
- Size percentile: roughly 38% of Utah's places have fewer residents than Levan's 907.
- Density: the Census land area of 0.8 sq mi holds about 1,124 people per square mile.
- By land area: Levan ranks 234th among Utah's 255 places, at 0.8 sq mi.
- Share of state population: Levan's 907 residents are about 0.0% of Utah.
- National rank: Levan sits 10,663rd by population among the 19,457 places in this dataset.
- Growth rank: Levan's 2020-to-2023 change ranks 107th of 255 places in Utah.
- State comparison: Utah's places average +5.3% for 2020-to-2023, against Levan's 4.9%.
- Density rank: Levan places 90th among Utah's places by people per square mile.
- Density vs Utah: Levan's 1,124 people per square mile compare with a state median of 705.
- Location: latitude 39.5562, longitude -111.8606 (Census Gazetteer).
- Nearest larger cities: Nephi (10 mi); Fountain Green (13 mi); Moroni (15 mi); Mona (18 mi); Ephraim (20 mi). Living near a larger metro rarely changes what is available in Levan.
- Smaller places nearby: Wales (13 mi); Leamington (23 mi); Fayette (23 mi).
- Smaller places within 50 miles: 16 of them.
- Within 100 miles: 88 places are larger than Levan.
Steps to take before a Levan loan
A sensible order of operations for a loan in Levan, home to about 907 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Utah regulator's licence records before you sign.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
In Levan as elsewhere in Utah, the written terms — not the advertisement — are what count for its 907 residents.
Inside a Levan personal loan
A Levan personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 907 residents. Because pricing is borrower-level, two people in Levan can be quoted different APRs on the same amount and term. The term you choose in Levan decides the split between a comfortable payment and the total interest you pay.
The Utah lending rules that reach Levan
Every row below records a Utah rule, its publisher and its retrieval date — the same rules a Levan lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
Levan against the rest of Utah
Set beside Utah's 255 places, Levan ranks 159th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Levan stands 107th among Utah's 255 places — roughly the 58th percentile. Its roughly 1,124 residents per square mile place it 90th among Utah's places. Between 2020 and 2023 the count changed by roughly 42 residents.
How lenders reach Levan
At roughly 1,124 people per square mile, Levan is moderately settled; 28 larger places lie within 50 miles. A Utah licence lets a lender serve Levan without a local office, so branch density does not change what its 907 residents are offered. The nearest larger city, Nephi, UT about 10 miles away.
Common questions
What are my options in Levan if my credit is poor?
What loan size can I expect in Levan?
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Does comparing loans in Levan cost me credit score points?
Nearby places
- Nephi, UT — population 7,122
- Fountain Green, UT — population 1,276
- Wales, UT — population 362
- Mona, UT — population 1,935
- Moroni, UT — population 1,642
- Fayette, UT — population 261
- Ephraim, UT — population 6,108
- Rocky Ridge, UT — population 1,018