Personal loans in Lyman, UT

At about 214 residents, Lyman is larger than roughly 7% of the places in Utah. The closest larger place is Loa, UT about 3 miles away. Consumer lending that reaches Lyman's 214 residents is governed by Utah statute; no city ordinance changes it. Decide the purpose of the loan and your repayment plan before sharing any details with a Lyman lender.

Lyman: population, trend and location

Set out below is Lyman's local context next to the state-level rules that reach every lender here.

• Population: a Census-estimated 214, 238th among Utah's 255 places (Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 7.5%.
• Change in people: the 2020-to-2023 comparison is a gain of about 15 residents.
• Size percentile: roughly 7% of Utah places rank below Lyman.
• Land and density: 1.8 square miles of land carry roughly 118 residents per square mile.
• Land area rank: Lyman's 1.8 square miles rank 193rd of 255 places in Utah.
• State population share: Lyman accounts for about 0.0% of everyone in Utah.
• National rank: Lyman sits 16,266th by population among the 19,457 places in this dataset.
• Growth rank: Lyman's 2020-to-2023 change ranks 63rd of 255 places in Utah.
• State comparison: Utah's places average +5.3% for 2020-to-2023, against Lyman's 7.5%.
• Density rank: Lyman is the 210th most densely settled place in Utah.
• Density vs Utah: Lyman's 118 people per square mile compare with a state median of 705.
• Location: mapped by the US Census Bureau at 38.3966, -111.5893.
• Nearest larger cities: Loa (3 mi); Bicknell (5 mi); Torrey (11 mi); Koosharem (18 mi); Monroe (33 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: Antimony (29 mi); Kingston (35 mi); Hanksville (47 mi).
• Smaller places within 50 miles: 3 of them.
• At 100 miles: 69 larger Census places fall inside that radius.

What a Lyman borrower is actually offered

Most loans made to Lyman's 214 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Lyman loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Lyman loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Utah consumer-lending rules applied in Lyman

These are Utah's sourced lending facts as they reach Lyman's 214 residents; the state has no city-level rate rule.

Land, water and location for Lyman

Lyman's land area is roughly 1.8 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 118 people per square mile. Salt Lake City, the largest place in Utah, is about 165 miles from Lyman. Counting outward 50 miles, 20 larger communities surround Lyman. Within the same 50 miles lie 3 smaller Census places.

Before you apply in Lyman

Before you hand your details to a lender in Lyman, where the population is near 214:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Utah regulator's licence list.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Weigh a shorter term's higher payment against the interest it saves.

None of these steps is Lyman-specific: the same Utah licensing and disclosure rules reach all 214 residents.

Lyman's place among Utah's 255 places

Against Utah's other places, Lyman accounts for about 0.0% of the state's population and ranks 238th of 255 by size. For population change between 2020 and 2023, Lyman ranks 63rd of 255 in Utah (about the 75th percentile). Its roughly 118 residents per square mile place it 210th among Utah's places. The population moved by about 15 people between 2020 and 2023, a 7.5% shift.