Personal loans in Lyerly, GA

The trend for Lyerly between 2020 and 2023 is upward by roughly 1.1%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Lyerly loan. The nearest larger metro is Summerville, GA about 6 miles away. State law, not city hall, decides what a lender may do to Lyerly's roughly 463 residents, and a state regulator supervises it.

Local context for Lyerly

Most of what governs a Lyerly loan is written in Georgia law rather than in the city; the sourced notes below make that split concrete.

• Population: 463 — Lyerly ranks 397th of 536 communities in Georgia (US Census Bureau, Vintage 2023).
• Population trend: A rise of about 1.1% from 2020 to 2023.
• Absolute change: 5 residents added between 2020 and 2023.
• Size percentile: Lyerly sits ahead of around 26% of Georgia places, at 463 people.
• Land and density: 0.8 square miles of land carry roughly 617 residents per square mile.
• By land area: Lyerly ranks 516th among Georgia's 536 places, at 0.8 sq mi.
• State population share: Lyerly accounts for about 0.0% of everyone in Georgia.
• National rank: Lyerly sits 13,486th by population among the 19,457 places in this dataset.
• Growth in Georgia: Lyerly stands 277th by percentage change from 2020 to 2023, among 536 places.
• Against the state trend: Lyerly's 1.1% change compares with a Georgia average of +3.4% across its 536 places.
• Density rank: Lyerly places 232nd among Georgia's places by people per square mile.
• Against the state median: Lyerly runs about 617 residents per square mile, where the Georgia median is 536.
• Location: 34.4034 / -85.4041, per the US Census Bureau Gazetteer.
• Nearest larger cities: Summerville (6 mi); Menlo (7 mi); Trion (11 mi); Rome (16 mi); Valley Head (16 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: Gaylesville (13 mi); Mentone (15 mi); Hammondville (18 mi).
• Smaller places within 50 miles: 17 of them.
• At 100 miles: 317 larger Census places fall inside that radius.

The Lyerly borrowing checklist

Before you apply in Lyerly, a community of about 463, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Check the Georgia regulator's records to confirm the lender is licensed here.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

None of these steps is Lyerly-specific: the same Georgia licensing and disclosure rules reach all 463 residents.

Georgia rules behind a Lyerly personal loan

Every row below records a Georgia rule, its publisher and its retrieval date — the same rules a Lyerly lender must follow.

Lyerly's place among Georgia's 536 places

Within Georgia, Lyerly holds roughly 0.0% of all residents, the 397th-largest share among 536 places. On the 2020-to-2023 trend, Lyerly stands 277th among Georgia's 536 places — roughly the 48th percentile. Its roughly 617 residents per square mile place it 232nd among Georgia's places. Between 2020 and 2023 the count changed by roughly 5 residents.

How lenders reach Lyerly

At roughly 617 people per square mile, Lyerly is moderately settled; 80 larger places lie within 50 miles. Whether Lyerly has a local branch or not, a Georgia-licensed lender can serve its 463 people online on the same terms. The nearest larger city, Summerville, GA about 6 miles away.

How personal loans work in Lyerly

Lyerly is a small community of about 463 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Lyerly. The term you choose in Lyerly decides the split between a comfortable payment and the total interest you pay.