Personal loans in Ludden, ND

With 17 residents, Ludden outranks about 6% of the communities in North Dakota. Verify the lender's North Dakota licence against the regulator named below before borrowing in Ludden. To lend to Ludden's 17 residents, a company must hold a North Dakota licence, and each sourced row below names the regulator behind it. A larger market lies at Hecla, SD about 9 miles away.

Ludden by the numbers

Most of what governs a Ludden loan is written in North Dakota law rather than in the city; the sourced notes below make that split concrete.

• Population: an estimated 17 residents, 333rd of 355 places in North Dakota (Census Vintage 2023 subcounty estimate).
• Population trend: Steady across the 2020-to-2023 comparison.
• Size percentile: with 17 residents, Ludden is larger than about 6% of North Dakota's Census places.
• Density: the Census land area of 0.8 sq mi holds about 21 people per square mile.
• Land area: Ludden covers 0.8 square miles, the 139th-largest area among North Dakota's 355 places.
• Within North Dakota: about 0.0% of the state's population lives in Ludden.
• National standing: Ludden ranks 19,372nd of 19,457 US places.
• Growth in North Dakota: Ludden stands 73rd by percentage change from 2020 to 2023, among 355 places.
• State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Ludden's 0.0%.
• Density in North Dakota: Ludden ranks 344th by people per square mile.
• Against the state median: Ludden runs about 21 residents per square mile, where the North Dakota median is 352.
• Location: it lies at 46.0080, -98.1248 in the Census Gazetteer.
• Nearest larger cities: Hecla (9 mi); Oakes (9 mi); Cogswell (18 mi); Fullerton (18 mi); Ellendale (19 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Wetonka (41 mi); Verdon (53 mi); Butler (55 mi).
• Within a 50-mile radius: 1 smaller Census places.
• Within 100 miles: 216 places are larger than Ludden.

Ludden on the map

Ludden covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 21 people per square mile. Fargo, the largest place in North Dakota, is about 85 miles from Ludden. Counting outward 50 miles, 45 larger communities surround Ludden. By land area it ranks 139th of 355 North Dakota places.

Where Ludden sits in North Dakota

Ludden is the 333rd-largest of 355 Census places in North Dakota and contains about 0.0% of the state's people. For population change between 2020 and 2023, Ludden ranks 73rd of 355 in North Dakota (about the 79th percentile). By density, at about 21 people per square mile, it ranks 344th in North Dakota. Between 2020 and 2023 the count changed by roughly 0 residents.

How North Dakota law applies in Ludden

Below are the North Dakota rules that apply to a loan made in Ludden, each with the regulator that issued it.

How lenders reach Ludden

Ludden is a sparsely settled community of about 17 people, with 45 larger places inside a 50-mile radius. Distance to a branch rarely matters for Ludden's 17 residents: the application is online and the price follows your credit file. The nearest bigger place is Hecla, SD about 9 miles away.

Inside a Ludden personal loan

In Ludden, a small community of about 17, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Ludden's rank of 333rd in North Dakota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Ludden loan is knowable in advance — unlike a revolving card balance.