Personal loans in LaMoure, ND
The first question in LaMoure is not the rate on offer but whether the payment fits; about 760 people live here under North Dakota lending law.
LaMoure is home to roughly 760 people and stands 68th by size out of 355 Census places in North Dakota. The closest larger city is Oakes, ND about 18 miles away. A 2020-to-2023 comparison shows LaMoure down by about 0.1%. Which products a lender may offer to LaMoure's 760 residents follows from the North Dakota consumer-lending framework. Verify the lender's North Dakota licence against the regulator named below before borrowing in LaMoure.
The LaMoure data picture
Read the local figures below as context; read the sourced North Dakota table as the rulebook a lender here must follow.
- Population: 760 residents; LaMoure is the 68th-largest of 355 places in North Dakota (US Census Bureau, Vintage 2023).
- Population trend: About 0.1% below the 2020 Census base.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: bigger than about 81% of the places in North Dakota, with 760 residents in LaMoure.
- Population density: about 566 people per square mile (Census land area 1.3 sq mi).
- By land area: LaMoure ranks 79th among North Dakota's 355 places, at 1.3 sq mi.
- Share of North Dakota: LaMoure holds about 0.1% of the state's population, some 760 people.
- National rank: LaMoure sits 11,409th by population among the 19,457 places in this dataset.
- Growth rank: LaMoure ranks 91st among North Dakota's 355 places for the 2020-to-2023 change.
- State comparison: North Dakota's places average -1.2% for 2020-to-2023, against LaMoure's 0.1%.
- Density in North Dakota: LaMoure ranks 121st by people per square mile.
- Density vs North Dakota: LaMoure's 566 people per square mile compare with a state median of 352.
- Location: 46.3574, -98.2965 (US Census Bureau Gazetteer).
- Nearest larger cities: Oakes (18 mi); Ellendale (27 mi); Lisbon (30 mi); Gwinner (32 mi); Enderlin (38 mi). Online lenders reach LaMoure no matter how far the nearest branch is.
- Smaller places nearby: Berlin (9 mi); Verona (10 mi); Fullerton (15 mi).
- Smaller places within 50 miles: 36 of them.
- Larger places within 100 miles: 38.
Which North Dakota laws govern a loan in LaMoure
Every row below records a North Dakota rule, its publisher and its retrieval date — the same rules a LaMoure lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Dakota Department of Financial Institutions (NDDFI) Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters." | North Dakota Department of Financial Institutions as of 2026-09-16 |
| Usury penalties (state-specific rule) | Usury forfeits all interest plus 25% of principal; charging usurious interest is a class B misdemeanor. Source says: "shall be deemed a forfeiture of the entire interest" and "a forfeiture of twenty-five percent of the principal" (N.D.C.C. 47-14-10); usury is a class B misdemeanor (47-14-11). | North Dakota Legislative Branch as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Formula ceiling: 6-month U.S. Treasury bill average + 5.5 percentage points, never less than 7%; NDDFI-published rate for September 2026: 9.204%. Source says: "The rate is equal to five and one-half percent (5.5%) higher than the current cost of money" and "the maximum allowable interest rate ceiling may not be less than seven (7) percent" (NDDFI Usury Rate page; September 2026 rate 9.204%). | North Dakota Department of Financial Institutions as of 2026-09-16 |
Getting a loan in LaMoure
With about 566 residents per square mile, LaMoure is moderately settled, and 8 larger Census places sit within 50 miles. A North Dakota licence lets a lender serve LaMoure without a local office, so branch density does not change what its 760 residents are offered. The nearest larger city, Oakes, ND about 18 miles away.
Inside a LaMoure personal loan
Most loans made to LaMoure's 760 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in LaMoure. A longer term lowers the monthly payment on a LaMoure loan but raises total interest, so the smallest payment is not the cheapest loan.
LaMoure in state context
Among North Dakota's 355 places, LaMoure sits at 68th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, LaMoure ranks 91st of 355 in North Dakota (about the 74th percentile). At about 566 people per square mile, LaMoure is the 121st most densely settled place in North Dakota. Within 50 miles sit 36 smaller Census places, alongside the 8 that are larger.
The geography behind LaMoure
LaMoure's land area is roughly 1.3 square miles, and the Gazetteer records no significant water area within it. With 760 residents, the land area yields roughly 566 people per square mile. Fargo, the largest place in North Dakota, is about 78 miles from LaMoure. Within 50 miles of LaMoure there are 8 larger Census places. The 100-mile radius contains 38 larger places.
Common questions
What are my options in LaMoure if my credit is poor?
What loan size can I expect in LaMoure?
Do I have to pledge anything to borrow in LaMoure?
Does comparing loans in LaMoure cost me credit score points?
Nearby places
- Berlin, ND — population 30
- Verona, ND — population 58
- Fullerton, ND — population 57
- Dickey, ND — population 50
- Marion, ND — population 124
- Oakes, ND — population 1,764
- Litchville, ND — population 165
- Monango, ND — population 29