Personal loans in Dickey, ND
With roughly 50 residents, Dickey is a small community, and the lending rules its borrowers live under are written in North Dakota, not by the city. The trend for Dickey between 2020 and 2023 is upward by roughly 8.7%.
By population, Dickey sits at 278th in North Dakota, with an estimated 50 residents. Compare APR, not the interest rate, because the APR folds in most fees on a Dickey loan. Which products a lender may offer to Dickey's 50 residents follows from the North Dakota consumer-lending framework. The closest larger city is Marion, ND about 8 miles away.
Dickey: population, trend and location
Most of what governs a Dickey loan is written in North Dakota law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 50, 278th among North Dakota's 355 places (Vintage 2023).
- Population trend: A rise of about 8.7% from 2020 to 2023.
- Absolute change: 4 residents added between 2020 and 2023.
- Size percentile: about 22% of North Dakota's Census places are smaller than Dickey.
- Population density: about 209 people per square mile across 0.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Dickey ranks 297th among North Dakota's 355 places, at 0.2 sq mi.
- Within North Dakota: about 0.0% of the state's population lives in Dickey.
- Nationally: Dickey is the 18,971st-largest of 19,457 Census places in the dataset.
- Growth in North Dakota: Dickey stands 10th by percentage change from 2020 to 2023, among 355 places.
- Versus North Dakota: the state average change is -1.2%, while Dickey moved 8.7%.
- Density in North Dakota: Dickey ranks 242nd by people per square mile.
- Density in context: Dickey's 209 people per square mile sit against a North Dakota median of 352.
- Location: latitude 46.5368, longitude -98.4681 (Census Gazetteer).
- Nearest larger cities: Marion (8 mi); Montpelier (13 mi); LaMoure (15 mi); Litchville (16 mi); Edgeley (17 mi). Living near a larger metro rarely changes what is available in Dickey.
- Smaller places close by: Berlin (11 mi); Monango (26 mi); Nome (32 mi).
- Smaller places within 50 miles: 12 of them.
- Larger places within 100 miles: 167.
Dickey's place among North Dakota's 355 places
Set beside North Dakota's 355 places, Dickey ranks 278th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Dickey ranks 10th of 355 in North Dakota (about the 97th percentile). By density, at about 209 people per square mile, it ranks 242nd in North Dakota. Within 50 miles sit 12 smaller Census places, alongside the 36 that are larger.
Borrowing reach in Dickey
Dickey is a lightly settled community of about 50 people, with 36 larger places inside a 50-mile radius. A North Dakota licence lets a lender serve Dickey without a local office, so branch density does not change what its 50 residents are offered. The nearest bigger place is Marion, ND about 8 miles away.
The state rulebook for Dickey
Every row below records a North Dakota rule, its publisher and its retrieval date — the same rules a Dickey lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Dakota Department of Financial Institutions (NDDFI) Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters." | North Dakota Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Money broker license required to engage in money brokering (arranging/providing loans); issued by the commissioner of financial institutions. Source says: "may not engage in money brokering in the state of North Dakota without a money broker license issued by the commissioner" (N.D.C.C. 13-04.1-02). | North Dakota Legislative Branch as of 2026-09-16 |
| Usury penalties (state-specific rule) | Usury forfeits all interest plus 25% of principal; charging usurious interest is a class B misdemeanor. Source says: "shall be deemed a forfeiture of the entire interest" and "a forfeiture of twenty-five percent of the principal" (N.D.C.C. 47-14-10); usury is a class B misdemeanor (47-14-11). | North Dakota Legislative Branch as of 2026-09-16 |
Inside a Dickey personal loan
In Dickey, a small community of about 50, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Dickey. The term you choose in Dickey decides the split between a comfortable payment and the total interest you pay.
Land, water and location for Dickey
Dickey covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 209 people per square mile. The state's population centre of gravity, Fargo, is roughly 81 miles away. Within 50 miles of Dickey there are 36 larger Census places. The 100-mile radius contains 167 larger places.
Common questions
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Nearby places
- Marion, ND — population 124
- Berlin, ND — population 30
- Montpelier, ND — population 86
- LaMoure, ND — population 760
- Edgeley, ND — population 576
- Litchville, ND — population 165
- Fullerton, ND — population 57
- Monango, ND — population 29