Personal loans in Lowellville, OH

Roughly 988 residents live in Lowellville, the 526th-largest community in Ohio. Decide the purpose of the loan and your repayment plan before sharing any details with a Lowellville lender. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Lowellville's 988 residents. The nearest larger city is Struthers, OH about 3 miles away.

What the Census records for Lowellville

Set out below is Lowellville's local context next to the state-level rules that reach every lender here.

• Population: 988 people, a figure that places Lowellville 526th among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
• Population trend: About 1.5% below the 2020 Census base.
• People gained or lost: about 15 fewer since the 2020 base.
• Size percentile: roughly 43% of Ohio's places have fewer residents than Lowellville's 988.
• Population density: about 726 people per square mile (Census land area 1.4 sq mi).
• By land area: Lowellville ranks 441st among Ohio's 924 places, at 1.4 sq mi.
• Water: Lowellville holds about 0.08 square miles, the 166th-largest water area in Ohio.
• Share of state population: Lowellville's 988 residents are about 0.0% of Ohio.
• National rank: Lowellville is the 10,257th most populous of the 19,457 Census places covered here.
• Growth rank: Lowellville's 2020-to-2023 change ranks 608th of 924 places in Ohio.
• State comparison: Ohio's places average +0.9% for 2020-to-2023, against Lowellville's 1.5%.
• Density rank: Lowellville places 727th among Ohio's places by people per square mile.
• Density in context: Lowellville's 726 people per square mile sit against a Ohio median of 1,289.
• Location: 41.0372 / -80.5422, per the US Census Bureau Gazetteer.
• Nearest larger cities: Struthers (3 mi); Campbell (4 mi); Poland (4 mi); Bessemer (5 mi); New Middletown (5 mi). Larger metros often have more branches, but online lenders reach Lowellville on the same terms.
• Smaller communities within reach: S.N.P.J. (8 mi); West Middlesex (10 mi); South New Castle (11 mi).
• Within a 50-mile radius: 93 smaller Census places.
• Larger places within 100 miles: 431.

A practical checklist for Lowellville borrowers

A sensible order of operations for a loan in Lowellville, home to about 988 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the Ohio licence with the regulator named above before committing.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Check that the monthly payment fits your budget next to your existing obligations.

What differs between Lowellville and the rest of Ohio is not the process but the borrower's own file, among the 988 people here.

Lowellville in state context

Within Ohio, Lowellville holds roughly 0.0% of all residents, the 526th-largest share among 924 places. On the 2020-to-2023 trend, Lowellville stands 608th among Ohio's 924 places — roughly the 34th percentile. At about 726 people per square mile, Lowellville is the 727th most densely settled place in Ohio. By land area, its 1.4 square miles rank 441st of 924 places in Ohio.

Which Ohio laws govern a loan in Lowellville

The rows below set out what a licensed lender must follow in Ohio, and so for Lowellville's roughly 988 residents.

Lowellville on the map

Inside Lowellville's boundaries lie roughly 1.4 square miles of land and 0.08 square miles of water. That land carries about 726 people per square mile. For the state's biggest city, Columbus, the distance is roughly 148 miles. Within 50 miles of Lowellville there are 129 larger Census places. Within the same 50 miles lie 93 smaller Census places.

How a Lowellville personal loan is priced

With roughly 988 residents, Lowellville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Lowellville lender to disclose the APR and finance charge before you sign. The term you choose in Lowellville decides the split between a comfortable payment and the total interest you pay.