Personal loans in Bessemer, PA

The Census estimates 1,048 residents in Bessemer, which ranks it 590th of 1,013 places in Pennsylvania. The trend for Bessemer between 2020 and 2023 is downward by roughly 2.5%. State law, not city hall, decides what a lender may do to Bessemer's roughly 1,048 residents, and a state regulator supervises it. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Bessemer loan. The closest larger place is New Middletown, OH about 4 miles away.

Where Bessemer stands

The figures below are Bessemer's own — Census population, land area and coordinates — followed by the Pennsylvania rules.

• Population: an estimated 1,048 residents, 590th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 2.5%.
• People gained or lost: about 27 fewer since the 2020 base.
• Size percentile: with 1,048 residents, Bessemer is larger than about 42% of Pennsylvania's Census places.
• Land and density: 1.7 square miles of land carry roughly 634 residents per square mile.
• Land area: Bessemer covers 1.7 square miles, the 268th-largest area among Pennsylvania's 1,013 places.
• Water area: Bessemer has 0.08 square miles of water, ranking 163rd of 1,013 places in Pennsylvania.
• Share of Pennsylvania: Bessemer holds about 0.0% of the state's population, some 1,048 people.
• National standing: Bessemer ranks 10,028th of 19,457 US places.
• Growth in Pennsylvania: Bessemer stands 785th by percentage change from 2020 to 2023, among 1,013 places.
• Versus Pennsylvania: the state average change is -0.9%, while Bessemer moved 2.5%.
• Density rank: Bessemer places 819th among Pennsylvania's places by people per square mile.
• Density in context: Bessemer's 634 people per square mile sit against a Pennsylvania median of 1,990.
• Location: coordinates 40.9772, -80.4887 (US Census Bureau Gazetteer).
• Nearest larger cities: New Middletown (4 mi); Poland (7 mi); Struthers (7 mi); New Castle (8 mi); New Beaver (9 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: S.N.P.J. (3 mi); Lowellville (5 mi); South New Castle (7 mi) — useful context for the surrounding area.
• Smaller neighbours: 97 places smaller than Bessemer sit within 50 miles.
• At 100 miles: 427 larger Census places fall inside that radius.

Bessemer against the rest of Pennsylvania

Against Pennsylvania's other places, Bessemer accounts for about 0.0% of the state's population and ranks 590th of 1,013 by size. For population change between 2020 and 2023, Bessemer ranks 785th of 1,013 in Pennsylvania (about the 23th percentile). At about 634 people per square mile, Bessemer is the 819th most densely settled place in Pennsylvania. The population moved by about 27 people between 2020 and 2023, a 2.5% shift.

The anatomy of a Bessemer personal loan

Most loans made to Bessemer's 1,048 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Bessemer's rank of 590th in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Bessemer decides the split between a comfortable payment and the total interest you pay.

Where Bessemer sits

Bessemer's land area is about 1.7 square miles; a further 0.08 square miles is water. With 1,048 residents, the land area yields roughly 634 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 289 miles. Bessemer has 142 larger places within a 50-mile radius. Within the same 50 miles lie 97 smaller Census places.

A practical checklist for Bessemer borrowers

For Bessemer's roughly 1,048 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Look the lender up in the Pennsylvania regulator's licence records before you sign.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Keep the amount to the expense; an approval is not a reason to take more.

What differs between Bessemer and the rest of Pennsylvania is not the process but the borrower's own file, among the 1,048 people here.

What Pennsylvania law requires in Bessemer

Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Bessemer lender must follow.