Personal loans in Lowell, AR

Price two or three terms so you can see which payment is truly affordable in Lowell. The 2020 count to the 2023 estimate shows about 16.5% growth in Lowell. For the 11,466 people in Lowell, Arkansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A larger market lies at Rogers, AR about 4 miles away.

Local context for Lowell

Read the local figures below as context; read the sourced Arkansas table as the rulebook a lender here must follow.

• Population: 11,466 people, a figure that places Lowell 34th among the 500 Census places in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: A rise of about 16.5% from 2020 to 2023.
• Absolute change: 1,622 residents added between 2020 and 2023.
• Size percentile: with 11,466 residents, Lowell is larger than about 93% of Arkansas's Census places.
• Density: the Census land area of 9.8 sq mi holds about 1,174 people per square mile.
• Land area rank: Lowell's 9.8 square miles rank 60th of 500 places in Arkansas.
• Water area rank: Lowell ranks 84th among Arkansas's 500 places, with 0.06 sq mi.
• Share of state population: Lowell's 11,466 residents are about 0.6% of Arkansas.
• National standing: Lowell ranks 2,854th of 19,457 US places.
• Growth rank: Lowell's 2020-to-2023 change ranks 11th of 500 places in Arkansas.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Lowell's 16.5%.
• Density in Arkansas: Lowell ranks 37th by people per square mile.
• Density vs Arkansas: Lowell's 1,174 people per square mile compare with a state median of 386.
• Location: 36.2559, -94.1534 (US Census Bureau Gazetteer).
• Nearest larger cities: Rogers (4 mi); Springdale (4 mi); Bentonville (8 mi); Centerton (11 mi); Fayetteville (13 mi). Online lenders reach Lowell no matter how far the nearest branch is.
• Smaller communities close by: Cave Springs (4 mi); Elm Springs (6 mi); Tontitown (8 mi), each with its own Census population profile.
• Within a 50-mile radius: 78 smaller Census places.
• At 100 miles: 30 larger Census places fall inside that radius.

How a Lowell personal loan is priced

A Lowell personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 11,466 residents. A lender serving Lowell's 11,466 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Lowell loan is knowable in advance — unlike a revolving card balance.

Getting a loan in Lowell

With about 1,174 residents per square mile, Lowell is moderately settled, and 8 larger Census places sit within 50 miles. Distance to a branch rarely matters for Lowell's 11,466 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Rogers, AR about 4 miles away.

Where Lowell sits in Arkansas

Among Arkansas's 500 places, Lowell sits at 34th for population, a share of roughly 0.6% of the state. For population change between 2020 and 2023, Lowell ranks 11th of 500 in Arkansas (about the 98th percentile). By density, at about 1,174 people per square mile, it ranks 37th in Arkansas. By land area, its 9.8 square miles rank 60th of 500 places in Arkansas.

Which Arkansas laws govern a loan in Lowell

Below are the Arkansas rules that apply to a loan made in Lowell, each with the regulator that issued it.

Lowell on the map

The Census Gazetteer records 9.8 square miles of land and 0.06 square miles of water within Lowell. That land carries about 1,174 people per square mile. Little Rock, the largest place in Arkansas, is about 146 miles from Lowell. Lowell has 8 larger places within a 50-mile radius. Within the same 50 miles lie 78 smaller Census places.