Personal loans in Bentonville, AR
A lender serving Bentonville holds a Arkansas licence and answers to a Arkansas regulator; no city office is involved for its 59,471 residents.
Every figure below is Arkansas's own, applied to Bentonville's 59,471 residents, with the publisher and retrieval date attached. An estimated 59,471 people make their home in Bentonville, a figure that ranks 9th in Arkansas. Rate-shopping from Bentonville costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The 2020 count to the 2023 estimate shows about 9.7% growth in Bentonville. For a bigger market, look to Rogers, AR about 5 miles away.
Local context for Bentonville
Two layers matter for a Bentonville borrower: the local population picture and Arkansas's consumer-lending statutes.
- Population: a Census-estimated 59,471, 9th among Arkansas's 500 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 9.7%.
- Net change: roughly 5,252 more people than the 2020 Census counted.
- Size percentile: about 98% of Arkansas communities are smaller than Bentonville (59,471 residents).
- Density: the Census land area of 35.5 sq mi holds about 1,676 people per square mile.
- By land area: Bentonville ranks 13th among Arkansas's 500 places, at 35.5 sq mi.
- Water: Bentonville holds about 0.21 square miles, the 30th-largest water area in Arkansas.
- Within Arkansas: about 2.9% of the state's population lives in Bentonville.
- National rank: Bentonville is the 651st most populous of the 19,457 Census places covered here.
- Growth in Arkansas: Bentonville stands 22nd by percentage change from 2020 to 2023, among 500 places.
- Against the state trend: Bentonville's 9.7% change compares with a Arkansas average of +0.3% across its 500 places.
- Density rank: Bentonville places 12th among Arkansas's places by people per square mile.
- Density vs Arkansas: Bentonville's 1,676 people per square mile compare with a state median of 386.
- Location: 36.3527, -94.2312 (Census Gazetteer coordinates).
- Nearest larger cities: Rogers (5 mi); Springdale (12 mi); Fayetteville (20 mi); Fort Smith (70 mi); Springfield (78 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Centerton (4 mi); Little Flock (6 mi); Cave Springs (6 mi), each with its own Census population profile.
- Smaller places within 50 miles: 101 of them.
- Within 100 miles: 7 places are larger than Bentonville.
What Arkansas law requires in Bentonville
Every row below records a Arkansas rule, its publisher and its retrieval date — the same rules a Bentonville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
The geography behind Bentonville
Bentonville covers about 35.5 square miles of land, with 0.21 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 1,676 residents per square mile. The largest place in Arkansas, Little Rock, lies about 154 miles away. Counting outward 50 miles, 3 larger communities surround Bentonville. By land area it ranks 13th of 500 Arkansas places.
What shapes a Bentonville personal loan
Bentonville is a mid-sized city of about 59,471 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Bentonville's 59,471 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Bentonville decides the split between a comfortable payment and the total interest you pay.
How lenders reach Bentonville
Bentonville is moderately settled, with about 1,676 people per square mile and 3 larger places within 50 miles. Whether Bentonville has a local branch or not, a Arkansas-licensed lender can serve its 59,471 people online on the same terms. The nearest larger city, Rogers, AR about 5 miles away.
Bentonville's place among Arkansas's 500 places
Against Arkansas's other places, Bentonville accounts for about 2.9% of the state's population and ranks 9th of 500 by size. On the 2020-to-2023 trend, Bentonville stands 22nd among Arkansas's 500 places — roughly the 96th percentile. Its roughly 1,676 residents per square mile place it 12th among Arkansas's places. In land area, Bentonville ranks 13th among Arkansas's 500 places.
Common questions
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Nearby places
- Centerton, AR — population 23,953
- Cave Springs, AR — population 6,081
- Rogers, AR — population 74,035
- Little Flock, AR — population 3,037
- Bella Vista, AR — population 32,368
- Highfill, AR — population 2,417
- Lowell, AR — population 11,466
- Pea Ridge, AR — population 8,680