Personal loans in Low Moor, IA

By population, Low Moor sits at 620th in Iowa, with an estimated 241 residents. Which products a lender may offer to Low Moor's 241 residents follows from the Iowa consumer-lending framework. Population in Low Moor dropped about 2.0% over the three years from 2020 to 2023. Borrowers who want a bigger city can look to Camanche, IA about 4 miles away.

Low Moor: population, trend and location

Two layers matter for a Low Moor borrower: the local population picture and Iowa's consumer-lending statutes.

• Population: the Census counts 241 residents in Low Moor (Vintage 2023 subcounty estimate), the 620th-largest figure among Iowa's 940 places.
• Population trend: The 2020-to-2023 change is negative, near 2.0%.
• Change in people: the 2020-to-2023 comparison is a loss of about 5 residents.
• Size percentile: bigger than about 34% of the places in Iowa, with 241 residents in Low Moor.
• Population density: about 442 people per square mile (Census land area 0.5 sq mi).
• By land area: Low Moor ranks 628th among Iowa's 940 places, at 0.5 sq mi.
• Share of Iowa: Low Moor holds about 0.0% of the state's population, some 241 people.
• National rank: Low Moor is 15,883rd of 19,457 places nationwide.
• Growth rank: Low Moor ranks 641st among Iowa's 940 places for the 2020-to-2023 change.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Low Moor's 2.0%.
• Density in Iowa: Low Moor ranks 640th by people per square mile.
• Density in context: Low Moor's 442 people per square mile sit against a Iowa median of 672.
• Location: 41.8029, -90.3550 (US Census Bureau Gazetteer).
• Nearest larger cities: Camanche (4 mi); McCausland (6 mi); Clinton (6 mi); Albany (7 mi); Cordova (9 mi). Online lenders reach Low Moor no matter how far the nearest branch is.
• Smaller towns nearby: Andover (13 mi); Welton (14 mi); Panorama Park (18 mi).
• Smaller places within 50 miles: 31 of them.
• At 100 miles: 475 larger Census places fall inside that radius.

Where Low Moor sits

Low Moor's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. With 241 residents, the land area yields roughly 442 people per square mile. Des Moines, the largest place in Iowa, is about 169 miles from Low Moor. Low Moor has 110 larger places within a 50-mile radius. By land area it ranks 628th of 940 Iowa places.

A pre-application checklist for Low Moor

For Low Moor's roughly 241 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Iowa regulator's records to confirm the lender is licensed here.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Test the payment against your current bills before you commit.
7. Weigh a shorter term's higher payment against the interest it saves.

None of these steps is Low Moor-specific: the same Iowa licensing and disclosure rules reach all 241 residents.

Iowa consumer-lending rules applied in Low Moor

For the roughly 241 residents of Low Moor, the rules below are Iowa's own; each row carries its publisher and retrieval date.

What a Low Moor borrower is actually offered

With roughly 241 residents, Low Moor is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Low Moor's 241 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Low Moor decides the split between a comfortable payment and the total interest you pay.

Lender access in Low Moor

At roughly 442 people per square mile, Low Moor is lightly settled; 110 larger places lie within 50 miles. What is available to Low Moor's 241 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest larger city, Camanche, IA about 4 miles away.