Personal loans in Camanche, IA
If you are weighing a personal loan in Camanche, start from the payment you can carry; its 4,552 residents face the same statewide rules. A lender that serves Camanche operates under Iowa lending statutes and a Iowa supervisor.
Roughly 4,552 residents live in Camanche, the 94th-largest community in Iowa. Price two or three terms so you can see which payment is truly affordable in Camanche. Census figures put the 2020-to-2023 decrease in Camanche at about 0.4%. The next larger city is Clinton, IA about 4 miles away.
Local context for Camanche
Here is the sourced Census picture for Camanche, plus the Iowa lending rules that apply to a loan taken out here.
- Population: 4,552 residents; Camanche is the 94th-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
- Population trend: About 0.4% below the 2020 Census base.
- Net change: roughly 20 fewer people than the 2020 Census counted.
- Size percentile: roughly 90% of Iowa's places have fewer residents than Camanche's 4,552.
- Population density: 513 people per square mile on 8.9 square miles of land.
- By land area: Camanche ranks 43rd among Iowa's 940 places, at 8.9 sq mi.
- Water: Camanche holds about 0.78 square miles, the 18th-largest water area in Iowa.
- State share: roughly 0.2% of Iowa's residents live in Camanche (4,552 people).
- National standing: Camanche ranks 5,094th of 19,457 US places.
- Growth rank: Camanche's 2020-to-2023 change ranks 333rd of 940 places in Iowa.
- State comparison: Iowa's places average -0.7% for 2020-to-2023, against Camanche's 0.4%.
- Density in Iowa: Camanche ranks 599th by people per square mile.
- Against the state median: Camanche runs about 513 residents per square mile, where the Iowa median is 672.
- Location: 41.7927, -90.2762 (US Census Bureau Gazetteer).
- Nearest larger cities: Clinton (4 mi); DeWitt (14 mi); Le Claire (15 mi); Bettendorf (19 mi); Eldridge (19 mi). Online lenders reach Camanche no matter how far the nearest branch is.
- Nearest smaller towns: Albany (3 mi); Low Moor (4 mi); Fulton (8 mi).
- Smaller neighbours: 122 places smaller than Camanche sit within 50 miles.
- Larger places within 100 miles: 104.
Before you apply in Camanche
For Camanche's roughly 4,552 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Verify the lender's Iowa licence with the regulator listed on this page.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
What differs between Camanche and the rest of Iowa is not the process but the borrower's own file, among the 4,552 people here.
Lender access in Camanche
Camanche is a moderately settled community of about 4,552 people, with 20 larger places inside a 50-mile radius. What is available to Camanche's 4,552 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest larger city, Clinton, IA about 4 miles away.
How personal loans work in Camanche
Camanche is a small community of about 4,552 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Camanche's 4,552 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Camanche loan but raises total interest, so the smallest payment is not the cheapest loan.
Where Camanche sits in Iowa
Against Iowa's other places, Camanche accounts for about 0.2% of the state's population and ranks 94th of 940 by size. For population change between 2020 and 2023, Camanche ranks 333rd of 940 in Iowa (about the 65th percentile). By density, at about 513 people per square mile, it ranks 599th in Iowa. In land area, Camanche ranks 43rd among Iowa's 940 places.
Iowa consumer-lending rules applied in Camanche
For the roughly 4,552 residents of Camanche, the rules below are Iowa's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Common questions
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Nearby places
- Clinton, IA — population 24,239
- Albany, IL — population 846
- Low Moor, IA — population 241
- Cordova, IL — population 656
- Fulton, IL — population 3,567
- Princeton, IA — population 916
- McCausland, IA — population 311
- Port Byron, IL — population 1,627