Personal loans in Longport, NJ

About 878 people live in Longport, placing it 300th of 323 Census places in New Jersey. Rate ceilings, licensing requirements and product limits for Longport are all set at the New Jersey level. From the 2020 Census base to the 2023 estimate, the population declined by about 2.1%. For a bigger market, look to Margate City, NJ about 2 miles away.

Borrowing in Longport: the local picture

Here is the sourced Census picture for Longport, plus the New Jersey lending rules that apply to a loan taken out here.

• Population: 878 residents; Longport is the 300th-largest of 323 places in New Jersey (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 2.1% from 2020 to 2023.
• People gained or lost: about 19 fewer since the 2020 base.
• Size percentile: roughly 7% of New Jersey places rank below Longport.
• Population density: about 2,223 people per square mile across 0.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Longport ranks 308th among New Jersey's 323 places, at 0.4 sq mi.
• Water area rank: Longport ranks 32nd among New Jersey's 323 places, with 1.16 sq mi.
• Share of New Jersey: Longport holds about 0.0% of the state's population, some 878 people.
• National rank: Longport sits 10,788th by population among the 19,457 places in this dataset.
• Growth in New Jersey: Longport stands 298th by percentage change from 2020 to 2023, among 323 places.
• State comparison: New Jersey's places average +0.3% for 2020-to-2023, against Longport's 2.1%.
• Density rank: Longport is the 219th most densely settled place in New Jersey.
• Density in context: Longport's 2,223 people per square mile sit against a New Jersey median of 3,448.
• Location: mapped by the US Census Bureau at 39.3113, -74.5270.
• Nearest larger cities: Margate City (2 mi); Ventnor City (3 mi); Linwood (3 mi); Somers Point (4 mi); Northfield (5 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Corbin City (10 mi); Stone Harbor (23 mi); West Wildwood (27 mi).
• Within a 50-mile radius: 10 smaller Census places.
• Larger places within 100 miles: 352.

Longport in state context

Within New Jersey, Longport holds roughly 0.0% of all residents, the 300th-largest share among 323 places. On the 2020-to-2023 trend, Longport stands 298th among New Jersey's 323 places — roughly the 8th percentile. By density, at about 2,223 people per square mile, it ranks 219th in New Jersey. By land area, its 0.4 square miles rank 308th of 323 places in New Jersey.

What New Jersey law requires in Longport

New Jersey has no separate rate rule for Longport; the sourced rows below are what reach every lender that serves its 878 people.

A practical checklist for Longport borrowers

Before you apply in Longport, a community of about 878, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a New Jersey licence by checking the regulator named above.
5. Be clear on what the loan is for and how it gets repaid.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

In Longport as elsewhere in New Jersey, the written terms — not the advertisement — are what count for its 878 residents.

Longport on the map

Inside Longport's boundaries lie roughly 0.4 square miles of land and 1.16 square miles of water. The resulting density is about 2,223 people per square mile. The state's population centre of gravity, Newark, is roughly 99 miles away. Counting outward 50 miles, 70 larger communities surround Longport. By land area it ranks 308th of 323 New Jersey places.

What shapes a Longport personal loan

A Longport personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 878 residents. Federal Truth in Lending rules require a Longport lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Longport loan but raises total interest, so the smallest payment is not the cheapest loan.