Personal loans in Atlantic City, NJ

Atlantic City: the sourced local profile

Atlantic City is a smaller city; the notes below cover its population profile and the statewide rules that apply.

• Population: 38,464 — Atlantic City ranks 23rd of 323 communities in New Jersey (US Census Bureau, Vintage 2023).
• Population trend: Roughly 0.1% fewer residents than the 2020 Census counted.
• People gained or lost: about 27 fewer since the 2020 base.
• Size percentile: roughly 93% of New Jersey places rank below Atlantic City.
• Density: roughly 3,575 residents per square mile, spread over 10.8 sq mi of land.
• Land area rank: Atlantic City's 10.8 square miles rank 17th of 323 places in New Jersey.
• Water area rank: Atlantic City ranks 2nd among New Jersey's 323 places, with 6.45 sq mi.
• State population share: Atlantic City accounts for about 0.9% of everyone in New Jersey.
• National rank: Atlantic City is 1,042nd of 19,457 places nationwide.
• Growth rank: Atlantic City ranks 164th among New Jersey's 323 places for the 2020-to-2023 change.
• Against the state trend: Atlantic City's 0.1% change compares with a New Jersey average of +0.3% across its 323 places.
• Density in New Jersey: Atlantic City ranks 156th by people per square mile.
• Against the state median: Atlantic City runs about 3,575 residents per square mile, where the New Jersey median is 3,448.
• Location: 39.3773, -74.4511 (US Census Bureau Gazetteer).
• Nearest larger cities: Vineland (30 mi); Camden (52 mi); Philadelphia (57 mi); Dover (59 mi); Trenton (61 mi). Lenders licensed in the state serve Atlantic City whether or not they keep a local branch.
• Smaller communities close by: Ventnor City (3 mi); Pleasantville (3 mi); Absecon (4 mi), each with its own Census population profile.
• Within a 50-mile radius: 82 smaller Census places.
• At 100 miles: 23 larger Census places fall inside that radius.

The geography behind Atlantic City

Atlantic City's land area is about 10.8 square miles; a further 6.45 square miles is water. The resulting density is about 3,575 people per square mile. The largest place in New Jersey, Newark, lies about 94 miles away. Within 50 miles of Atlantic City there are 1 larger Census places. The 100-mile radius contains 23 larger places.

What is available to Atlantic City borrowers

Atlantic City is fairly dense, with about 3,575 people per square mile and 1 larger places within 50 miles. Lenders licensed in New Jersey reach Atlantic City's 38,464 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Vineland, NJ about 30 miles away.

Atlantic City against the rest of New Jersey

Atlantic City is the 23rd-largest of 323 Census places in New Jersey and contains about 0.9% of the state's people. For population change between 2020 and 2023, Atlantic City ranks 164th of 323 in New Jersey (about the 49th percentile). At about 3,575 people per square mile, Atlantic City is the 156th most densely settled place in New Jersey. In land area, Atlantic City ranks 17th among New Jersey's 323 places.

What a Atlantic City borrower is actually offered

In Atlantic City, a smaller city of about 38,464, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Atlantic City loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Atlantic City loan is knowable in advance — unlike a revolving card balance.

New Jersey consumer-lending rules applied in Atlantic City

These are New Jersey's sourced lending facts as they reach Atlantic City's 38,464 residents; the state has no city-level rate rule.