Personal loans in Long Creek, OR

Census figures show Long Creek holding steady across 2020 to 2023. Price two or three terms so you can see which payment is truly affordable in Long Creek. Rate ceilings, licensing requirements and product limits for Long Creek are all set at the Oregon level. The nearest larger city is Mount Vernon, OR about 21 miles away.

Borrowing in Long Creek: the local picture

Only a few things actually differ by place — population, area, location, and the Oregon rules a lender must follow — and they are below.

• Population: 171 residents; Long Creek is the 221st-largest of 240 places in Oregon (US Census Bureau, Vintage 2023).
• Population trend: No meaningful shift since the 2020 count.
• Size percentile: with 171 residents, Long Creek is larger than about 8% of Oregon's Census places.
• Density: the Census land area of 1.0 sq mi holds about 167 people per square mile.
• By land area: Long Creek ranks 139th among Oregon's 240 places, at 1.0 sq mi.
• Within Oregon: about 0.0% of the state's population lives in Long Creek.
• National standing: Long Creek ranks 16,933rd of 19,457 US places.
• Growth in Oregon: Long Creek stands 122nd by percentage change from 2020 to 2023, among 240 places.
• Against the state trend: Long Creek's 0.0% change compares with a Oregon average of +0.7% across its 240 places.
• Density rank: Long Creek is the 232nd most densely settled place in Oregon.
• Against the state median: Long Creek runs about 167 residents per square mile, where the Oregon median is 1,575.
• Location: 44.7142 / -119.1042, per the US Census Bureau Gazetteer.
• Nearest larger cities: Mount Vernon (21 mi); John Day (22 mi); Canyon City (23 mi); Prairie City (26 mi); Sumpter (45 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Monument (17 mi); Dayville (27 mi); Ukiah (30 mi), each with its own Census population profile.
• Smaller neighbours: 8 places smaller than Long Creek sit within 50 miles.
• Within 100 miles: 43 places are larger than Long Creek.

Long Creek against the rest of Oregon

Long Creek is the 221st-largest of 240 Census places in Oregon and contains about 0.0% of the state's people. For population change between 2020 and 2023, Long Creek ranks 122nd of 240 in Oregon (about the 49th percentile). At about 167 people per square mile, Long Creek is the 232nd most densely settled place in Oregon. Within 50 miles sit 8 smaller Census places, alongside the 6 that are larger.

How personal loans work in Long Creek

A Long Creek personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 171 residents. A lender serving Long Creek's 171 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Long Creek loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The Oregon lending rules that reach Long Creek

Every row below records a Oregon rule, its publisher and its retrieval date — the same rules a Long Creek lender must follow.

What is available to Long Creek borrowers

At roughly 167 people per square mile, Long Creek is lightly settled; 6 larger places lie within 50 miles. Whether Long Creek has a local branch or not, a Oregon-licensed lender can serve its 171 people online on the same terms. The nearest bigger place is Mount Vernon, OR about 21 miles away.

Long Creek: area, density and distance

Long Creek's land area is roughly 1.0 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 167 residents per square mile. For the state's biggest city, Portland, the distance is roughly 182 miles. Counting outward 50 miles, 6 larger communities surround Long Creek. The 100-mile radius contains 43 larger places.