Personal loans in John Day, OR

John Day ranks 136th of 240 places in Oregon, with a population near 1,659. To lend to John Day's 1,659 residents, a company must hold a Oregon licence, and each sourced row below names the regulator behind it. Census figures put the 2020-to-2023 decrease in John Day at about 0.3%. The nearest larger metro is Burns, OR about 58 miles away.

John Day: the sourced local profile

Two layers matter for a John Day borrower: the local population picture and Oregon's consumer-lending statutes.

• Population: a Census-estimated 1,659, 136th among Oregon's 240 places (Vintage 2023).
• Population trend: A drop of about 0.3% from 2020 to 2023.
• People gained or lost: about 5 fewer since the 2020 base.
• Size percentile: about 43% of Oregon's Census places are smaller than John Day.
• Population density: about 734 people per square mile (Census land area 2.3 sq mi).
• Land area rank: John Day's 2.3 square miles rank 87th of 240 places in Oregon.
• State share: roughly 0.1% of Oregon's residents live in John Day (1,659 people).
• National rank: John Day is 8,335th of 19,457 places nationwide.
• Growth rank: John Day's 2020-to-2023 change ranks 139th of 240 places in Oregon.
• State comparison: Oregon's places average +0.7% for 2020-to-2023, against John Day's 0.3%.
• Density rank: John Day places 202nd among Oregon's places by people per square mile.
• Against the state median: John Day runs about 734 residents per square mile, where the Oregon median is 1,575.
• Location: 44.4181 / -118.9563, per the US Census Bureau Gazetteer.
• Nearest larger cities: Burns (58 mi); Baker City (61 mi); La Grande (76 mi); Union (76 mi); Pendleton (87 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: Canyon City (2 mi); Mount Vernon (8 mi); Prairie City (13 mi), each with its own Census population profile.
• Smaller places within 50 miles: 11 of them.
• At 100 miles: 11 larger Census places fall inside that radius.

How John Day compares across Oregon

Among Oregon's 240 places, John Day sits at 136th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, John Day stands 139th among Oregon's 240 places — roughly the 42th percentile. At about 734 people per square mile, John Day is the 202nd most densely settled place in Oregon. The population moved by about 5 people between 2020 and 2023, a 0.3% shift.

How Oregon law applies in John Day

These are Oregon's sourced lending facts as they reach John Day's 1,659 residents; the state has no city-level rate rule.

Land, water and location for John Day

Inside John Day's boundaries lie about 2.3 square miles of land, with no significant water area recorded. That land carries about 734 people per square mile. The largest place in Oregon, Portland, lies about 196 miles away. A 50-mile radius around John Day takes in 0 places that are larger. The 100-mile radius contains 11 larger places.

How lenders reach John Day

John Day is moderately settled, with about 734 people per square mile and 0 larger places within 50 miles. Distance to a branch rarely matters for John Day's 1,659 residents: the application is online and the price follows your credit file. The nearest bigger place is Burns, OR about 58 miles away.

What shapes a John Day personal loan

With roughly 1,659 residents, John Day is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a John Day loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a John Day loan raises the monthly payment but cuts the interest; lengthening it does the reverse.