Personal loans in Locust Grove, GA

With 11,199 residents, Locust Grove outranks about 83% of the communities in Georgia. Work out your debt-to-income ratio first; lenders weigh it heavily, and Locust Grove's 11,199 residents are no exception. A single loan can carry different costs on either side of a state line, and Locust Grove sits on the Georgia side of that line. The closest larger place is McDonough, GA about 7 miles away.

Locust Grove by the numbers

The figures below are Locust Grove's own — Census population, land area and coordinates — followed by the Georgia rules.

• Population: a Census-estimated 11,199, 89th among Georgia's 536 places (Vintage 2023).
• Population trend: Up about 25.1% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a gain of about 2,250 residents.
• Size percentile: about 83% of Georgia's Census places are smaller than Locust Grove.
• Population density: about 908 people per square mile (Census land area 12.3 sq mi).
• By land area: Locust Grove ranks 83rd among Georgia's 536 places, at 12.3 sq mi.
• Water area rank: Locust Grove ranks 65th among Georgia's 536 places, with 0.19 sq mi.
• Share of state population: Locust Grove's 11,199 residents are about 0.2% of Georgia.
• Nationally: Locust Grove is the 2,900th-largest of 19,457 Census places in the dataset.
• Growth rank: Locust Grove's 2020-to-2023 change ranks 14th of 536 places in Georgia.
• State comparison: Georgia's places average +3.4% for 2020-to-2023, against Locust Grove's 25.1%.
• Density rank: Locust Grove places 144th among Georgia's places by people per square mile.
• Density in context: Locust Grove's 908 people per square mile sit against a Georgia median of 536.
• Location: 33.3481, -84.1025 (US Census Bureau Gazetteer).
• Nearest larger cities: McDonough (7 mi); Griffin (12 mi); Lovejoy (14 mi); Stockbridge (15 mi); Conyers (22 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Jenkinsburg (4 mi); Jackson (9 mi); Sunny Side (11 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 74 of them.
• Within 100 miles: 71 places are larger than Locust Grove.

The state rulebook for Locust Grove

For the roughly 11,199 residents of Locust Grove, the rules below are Georgia's own; each row carries its publisher and retrieval date.

What is available to Locust Grove borrowers

Locust Grove is moderately settled, with about 908 people per square mile and 42 larger places within 50 miles. Lenders licensed in Georgia reach Locust Grove's 11,199 residents online, so the nearest branch is not what sets your APR. The nearest larger city, McDonough, GA about 7 miles away.

Locust Grove in state context

Locust Grove is the 89th-largest of 536 Census places in Georgia and contains about 0.2% of the state's people. Its 2020-to-2023 change ranks 14th of 536 Georgia places, putting it near the 97th percentile for growth. By density, at about 908 people per square mile, it ranks 144th in Georgia. In land area, Locust Grove ranks 83rd among Georgia's 536 places.

Land, water and location for Locust Grove

Locust Grove covers about 12.3 square miles of land, with 0.19 square miles of water inside its boundaries (Census Gazetteer). With 11,199 residents, the land area yields roughly 908 people per square mile. For the state's biggest city, Atlanta, the distance is roughly 34 miles. A 50-mile radius around Locust Grove takes in 42 places that are larger. Within the same 50 miles lie 74 smaller Census places.

How a Locust Grove personal loan is priced

Locust Grove is a small town of about 11,199 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Locust Grove loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Locust Grove loan raises the monthly payment but cuts the interest; lengthening it does the reverse.