Personal loans in Orchard Hill, GA
The 2020 count to the 2023 estimate shows about 5.4% growth in Orchard Hill. Orchard Hill is a small community of about 233 residents, and a personal loan taken out here is governed by Georgia statute.
The Census counts 233 people in Orchard Hill, the 471st-largest figure among Georgia's 536 places. The closest larger city is Milner, GA about 5 miles away. For the 233 people in Orchard Hill, Georgia runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Judge Orchard Hill offers on total cost, not on how quickly the money arrives.
Borrowing in Orchard Hill: the local picture
The figures below are Orchard Hill's own — Census population, land area and coordinates — followed by the Georgia rules.
- Population: 233 people, a figure that places Orchard Hill 471st among the 536 Census places in Georgia (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 5.4% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 12 residents.
- Size percentile: Orchard Hill sits ahead of around 12% of Georgia places, at 233 people.
- Population density: 656 people per square mile on 0.4 square miles of land.
- By land area: Orchard Hill ranks 529th among Georgia's 536 places, at 0.4 sq mi.
- Share of state population: Orchard Hill's 233 residents are about 0.0% of Georgia.
- National rank: Orchard Hill is the 15,986th most populous of the 19,457 Census places covered here.
- Growth rank: Orchard Hill's 2020-to-2023 change ranks 134th of 536 places in Georgia.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Orchard Hill's 5.4%.
- Density in Georgia: Orchard Hill ranks 214th by people per square mile.
- Density vs Georgia: Orchard Hill's 656 people per square mile compare with a state median of 536.
- Location: the Census Gazetteer records it at 33.1852, -84.2120.
- Nearest larger cities: Milner (5 mi); Griffin (5 mi); Williamson (8 mi); Zebulon (10 mi); Barnesville (10 mi). Living near a larger metro rarely changes what is available in Orchard Hill.
- Smaller communities within reach: Aldora (10 mi); Sunny Side (12 mi); Woolsey (17 mi).
- Smaller places within 50 miles: 10 of them.
- Within 100 miles: 293 places are larger than Orchard Hill.
Steps to take before a Orchard Hill loan
Before you hand your details to a lender in Orchard Hill, where the population is near 233:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Georgia licence with the regulator listed on this page.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
In Orchard Hill as elsewhere in Georgia, the written terms — not the advertisement — are what count for its 233 residents.
Where Orchard Hill sits in Georgia
Within Georgia, Orchard Hill holds roughly 0.0% of all residents, the 471st-largest share among 536 places. Its 2020-to-2023 change ranks 134th of 536 Georgia places, putting it near the 75th percentile for growth. At about 656 people per square mile, Orchard Hill is the 214th most densely settled place in Georgia. Between 2020 and 2023 the count changed by roughly 12 residents.
Orchard Hill on the map
Inside Orchard Hill's boundaries lie about 0.4 square miles of land, with no significant water area recorded. Spread across it are roughly 656 residents per square mile. The state's population centre of gravity, Atlanta, is roughly 42 miles away. Orchard Hill has 93 larger places within a 50-mile radius. The 100-mile radius contains 293 larger places.
Georgia rules behind a Orchard Hill personal loan
For the roughly 233 residents of Orchard Hill, the rules below are Georgia's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
Inside a Orchard Hill personal loan
A Orchard Hill personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 233 residents. Two numbers drive a Orchard Hill loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Orchard Hill decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Milner, GA — population 814
- Griffin, GA — population 24,044
- Aldora, GA — population 185
- Williamson, GA — population 741
- Barnesville, GA — population 6,329
- Zebulon, GA — population 1,324
- Meansville, GA — population 284
- Sunny Side, GA — population 212