Personal loans in Linesville, PA
From the 2020 Census base to the 2023 estimate, the population declined by about 2.1%. At about 942 residents, Linesville is larger than roughly 40% of the places in Pennsylvania.
Linesville is a small community of about 942 residents, and a personal loan taken out here is governed by Pennsylvania statute. Use the calculator on this page to price an amount and term before you commit in Linesville. A single loan can carry different costs on either side of a state line, and Linesville sits on the Pennsylvania side of that line. The closest larger place is Andover, OH about 8 miles away.
What the Census records for Linesville
Two layers matter for a Linesville borrower: the local population picture and Pennsylvania's consumer-lending statutes.
- Population: an estimated 942 residents, 611th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 2.1% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 20 fewer people than the 2020 Census counted.
- Size percentile: roughly 40% of Pennsylvania places rank below Linesville.
- Density: the Census land area of 0.8 sq mi holds about 1,217 people per square mile.
- Land area rank: Linesville's 0.8 square miles rank 557th of 1,013 places in Pennsylvania.
- State population share: Linesville accounts for about 0.0% of everyone in Pennsylvania.
- National standing: Linesville ranks 10,488th of 19,457 US places.
- Growth rank: Linesville ranks 672nd among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Linesville's 2.1%.
- Density in Pennsylvania: Linesville ranks 668th by people per square mile.
- Density vs Pennsylvania: Linesville's 1,217 people per square mile compare with a state median of 1,990.
- Location: 41.6564 / -80.4224, per the US Census Bureau Gazetteer.
- Nearest larger cities: Andover (8 mi); Meadville (14 mi); Albion (16 mi); Greenville (17 mi); Jefferson (19 mi). Living near a larger metro rarely changes what is available in Linesville.
- Nearest smaller towns: Conneaut Lake (7 mi); Conneautville (8 mi); Springboro (10 mi).
- Smaller neighbours: 50 places smaller than Linesville sit within 50 miles.
- Within 100 miles: 369 places are larger than Linesville.
Getting a loan in Linesville
Linesville is a moderately settled community of about 942 people, with 67 larger places inside a 50-mile radius. A Pennsylvania licence lets a lender serve Linesville without a local office, so branch density does not change what its 942 residents are offered. The nearest bigger place is Andover, OH about 8 miles away.
A practical checklist for Linesville borrowers
Before you hand your details to a lender in Linesville, where the population is near 942:
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Pennsylvania regulator's licence records before you sign.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
None of these steps is Linesville-specific: the same Pennsylvania licensing and disclosure rules reach all 942 residents.
What shapes a Linesville personal loan
With roughly 942 residents, Linesville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Linesville lender to disclose the APR and finance charge before you sign. The term you choose in Linesville decides the split between a comfortable payment and the total interest you pay.
What Pennsylvania law requires in Linesville
This table holds the Pennsylvania rate and licensing rules for consumer loans made to Linesville's 942 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Linesville in state context
Set beside Pennsylvania's 1,013 places, Linesville ranks 611th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Linesville ranks 672nd of 1,013 in Pennsylvania (about the 34th percentile). By density, at about 1,217 people per square mile, it ranks 668th in Pennsylvania. In land area, Linesville ranks 557th among Pennsylvania's 1,013 places.
Common questions
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Nearby places
- Conneautville, PA — population 720
- Conneaut Lake, PA — population 612
- Springboro, PA — population 367
- Andover, OH — population 944
- Jamestown, PA — population 570
- Albion, PA — population 1,496
- Greenville, PA — population 5,484
- Cranesville, PA — population 566