Personal loans in Cranesville, PA
For a borrower among the roughly 566 residents of Cranesville, a personal loan is a tool whose cost turns on the terms, not the address. A 2020-to-2023 comparison shows Cranesville down by about 0.9%.
The Census counts 566 people in Cranesville, the 738th-largest figure among Pennsylvania's 1,013 places. If debt is already a strain, a nonprofit credit counsellor can help Cranesville residents before they take on more. Rate ceilings, licensing requirements and product limits for Cranesville are all set at the Pennsylvania level. The nearest larger metro is Albion, PA about 2 miles away.
What the Census records for Cranesville
Most of what governs a Cranesville loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.
- Population: 566 residents; Cranesville is the 738th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: Roughly 0.9% fewer residents than the 2020 Census counted.
- People gained or lost: about 5 fewer since the 2020 base.
- Size percentile: about 27% of Pennsylvania's Census places are smaller than Cranesville.
- Population density: about 605 people per square mile across 0.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Cranesville covers 0.9 square miles, the 470th-largest area among Pennsylvania's 1,013 places.
- Within Pennsylvania: about 0.0% of the state's population lives in Cranesville.
- National standing: Cranesville ranks 12,665th of 19,457 US places.
- Growth in Pennsylvania: Cranesville stands 422nd by percentage change from 2020 to 2023, among 1,013 places.
- Versus Pennsylvania: the state average change is -0.9%, while Cranesville moved 0.9%.
- Density rank: Cranesville places 826th among Pennsylvania's places by people per square mile.
- Density in context: Cranesville's 605 people per square mile sit against a Pennsylvania median of 1,990.
- Location: the Census Gazetteer records it at 41.9026, -80.3365.
- Nearest larger cities: Albion (2 mi); Girard (7 mi); Lake City (8 mi); Conneautville (10 mi); Edinboro (11 mi). A branch is convenient; it is not what sets your APR.
- Smaller places nearby: Platea (3 mi); Springboro (7 mi); McKean (12 mi).
- Within a 50-mile radius: 27 smaller Census places.
- Larger places within 100 miles: 338.
How Pennsylvania law applies in Cranesville
Read the table as a lender's compliance picture for Cranesville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Cranesville's place among Pennsylvania's 1,013 places
Set beside Pennsylvania's 1,013 places, Cranesville ranks 738th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 422nd of 1,013 Pennsylvania places, putting it near the 58th percentile for growth. Its roughly 605 residents per square mile place it 826th among Pennsylvania's places. By land area, its 0.9 square miles rank 470th of 1,013 places in Pennsylvania.
How a Cranesville personal loan is priced
In Cranesville, a small community of about 566, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Cranesville's 566 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Cranesville loan is knowable in advance — unlike a revolving card balance.
Cranesville: area, density and distance
Cranesville's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 605 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 301 miles away. Cranesville has 53 larger places within a 50-mile radius. The 100-mile radius contains 338 larger places.
Borrowing reach in Cranesville
With about 605 residents per square mile, Cranesville is moderately settled, and 53 larger Census places sit within 50 miles. A Pennsylvania licence lets a lender serve Cranesville without a local office, so branch density does not change what its 566 residents are offered. For a larger market, the closest option is Albion, PA about 2 miles away.
Common questions
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Nearby places
- Albion, PA — population 1,496
- Platea, PA — population 433
- Girard, PA — population 2,944
- Springboro, PA — population 367
- Lake City, PA — population 2,864
- Conneautville, PA — population 720
- Edinboro, PA — population 5,821
- McKean, PA — population 477