Personal loans in Cranesville, PA

For a borrower among the roughly 566 residents of Cranesville, a personal loan is a tool whose cost turns on the terms, not the address. A 2020-to-2023 comparison shows Cranesville down by about 0.9%.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Census counts 566 people in Cranesville, the 738th-largest figure among Pennsylvania's 1,013 places. If debt is already a strain, a nonprofit credit counsellor can help Cranesville residents before they take on more. Rate ceilings, licensing requirements and product limits for Cranesville are all set at the Pennsylvania level. The nearest larger metro is Albion, PA about 2 miles away.

What the Census records for Cranesville

Most of what governs a Cranesville loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.

How Pennsylvania law applies in Cranesville

Read the table as a lender's compliance picture for Cranesville: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Payday lending statusNo separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted.
Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Small-loan / installment lender licensingConsumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less.
Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit."
Pennsylvania Department of Banking and Securities
as of 2026-09-16

Cranesville's place among Pennsylvania's 1,013 places

Set beside Pennsylvania's 1,013 places, Cranesville ranks 738th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 422nd of 1,013 Pennsylvania places, putting it near the 58th percentile for growth. Its roughly 605 residents per square mile place it 826th among Pennsylvania's places. By land area, its 0.9 square miles rank 470th of 1,013 places in Pennsylvania.

How a Cranesville personal loan is priced

In Cranesville, a small community of about 566, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Cranesville's 566 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Cranesville loan is knowable in advance — unlike a revolving card balance.

Cranesville: area, density and distance

Cranesville's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 605 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 301 miles away. Cranesville has 53 larger places within a 50-mile radius. The 100-mile radius contains 338 larger places.

Borrowing reach in Cranesville

With about 605 residents per square mile, Cranesville is moderately settled, and 53 larger Census places sit within 50 miles. A Pennsylvania licence lets a lender serve Cranesville without a local office, so branch density does not change what its 566 residents are offered. For a larger market, the closest option is Albion, PA about 2 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Cranesville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Cranesville is the same as anywhere in Pennsylvania.
What loan size can I expect in Cranesville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Cranesville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Cranesville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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