Personal loans in Lake City, PA

Lake City is a small community of about 2,864 residents, and a personal loan taken out here is governed by Pennsylvania statute. Population in Lake City dropped about 2.4% over the three years from 2020 to 2023. Compare APR, not the interest rate, because the APR folds in most fees on a Lake City loan. For a bigger market, look to Girard, PA about 2 miles away.

What the Census records for Lake City

Here is the sourced Census picture for Lake City, plus the Pennsylvania lending rules that apply to a loan taken out here.

• Population: 2,864 people, a figure that places Lake City 333rd among the 1,013 Census places in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 2.4%.
• Net change: roughly 70 fewer people than the 2020 Census counted.
• Size percentile: Lake City sits ahead of around 67% of Pennsylvania places, at 2,864 people.
• Population density: 1,594 people per square mile on 1.8 square miles of land.
• By land area: Lake City ranks 251st among Pennsylvania's 1,013 places, at 1.8 sq mi.
• State share: roughly 0.1% of Pennsylvania's residents live in Lake City (2,864 people).
• National rank: Lake City is 6,420th of 19,457 places nationwide.
• Growth in Pennsylvania: Lake City stands 747th by percentage change from 2020 to 2023, among 1,013 places.
• State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Lake City's 2.4%.
• Density rank: Lake City is the 588th most densely settled place in Pennsylvania.
• Against the state median: Lake City runs about 1,594 residents per square mile, where the Pennsylvania median is 1,990.
• Location: latitude 42.0177, longitude -80.3463 (Census Gazetteer).
• Nearest larger cities: Girard (2 mi); Conneaut (13 mi); Edinboro (15 mi); Erie (16 mi); Wesleyville (19 mi). Online lenders reach Lake City no matter how far the nearest branch is.
• Smaller places close by: Platea (5 mi); Cranesville (8 mi); Albion (9 mi).
• Within a 50-mile radius: 45 smaller Census places.
• Larger places within 100 miles: 169.

Getting a loan in Lake City

At roughly 1,594 people per square mile, Lake City is moderately settled; 17 larger places lie within 50 miles. A Pennsylvania licence lets a lender serve Lake City without a local office, so branch density does not change what its 2,864 residents are offered. For a larger market, the closest option is Girard, PA about 2 miles away.

Lake City: area, density and distance

The Census Gazetteer records about 1.8 square miles of land within Lake City, with no significant water area listed. With 2,864 residents, the land area yields roughly 1,594 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 305 miles from Lake City. Within 50 miles of Lake City there are 17 larger Census places. Within the same 50 miles lie 45 smaller Census places.

Where Lake City sits in Pennsylvania

Among Pennsylvania's 1,013 places, Lake City sits at 333rd for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Lake City ranks 747th of 1,013 in Pennsylvania (about the 26th percentile). At about 1,594 people per square mile, Lake City is the 588th most densely settled place in Pennsylvania. Between 2020 and 2023 the count changed by roughly 70 residents.

Inside a Lake City personal loan

In Lake City, a small community of about 2,864, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Lake City. Shortening the term on a Lake City loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Pennsylvania law applies in Lake City

Every row below records a Pennsylvania rule, its publisher and its retrieval date — the same rules a Lake City lender must follow.