Personal loans in Limon, CO
Lenders active in Limon report to a Colorado supervisor, identified in the sourced rows below. Limon, Colorado — home to about 2,002 people — is a small community, so the terms you are offered follow Colorado law rather than any local rule.
The Census estimates 2,002 residents in Limon, which ranks it 117th of 270 places in Colorado. Limon lost roughly 1.8% of its population across the 2020-to-2023 comparison. Price two or three terms so you can see which payment is truly affordable in Limon. Borrowers who want a bigger city can look to Elizabeth, CO about 50 miles away.
Limon by the numbers
Set out below is Limon's local context next to the state-level rules that reach every lender here.
- Population: about 2,002 people live here, which puts Limon 117th of 270 Census places in Colorado (Vintage 2023).
- Population trend: A loss of roughly 1.8% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 37 residents.
- Size percentile: Limon sits ahead of around 57% of Colorado places, at 2,002 people.
- Population density: about 633 people per square mile across 3.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Limon's 3.2 square miles rank 98th of 270 places in Colorado.
- Water area: Limon has 0.03 square miles of water, ranking 72nd of 270 places in Colorado.
- Within Colorado: about 0.0% of the state's population lives in Limon.
- Nationally: Limon is the 7,625th-largest of 19,457 Census places in the dataset.
- Growth rank: Limon's 2020-to-2023 change ranks 177th of 270 places in Colorado.
- Versus Colorado: the state average change is +2.3%, while Limon moved 1.8%.
- Density rank: Limon is the 200th most densely settled place in Colorado.
- Density vs Colorado: Limon's 633 people per square mile compare with a state median of 1,126.
- Location: latitude 39.2651, longitude -103.6859 (Census Gazetteer).
- Nearest larger cities: Elizabeth (50 mi); Bennett (52 mi); Parker (61 mi); Castle Rock (63 mi); Aurora (63 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Genoa (10 mi); Hugo (14 mi); Arriba (22 mi).
- Smaller neighbours: 10 places smaller than Limon sit within 50 miles.
- Larger places within 100 miles: 64.
How personal loans work in Limon
In Limon, a small community of about 2,002, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Limon's rank of 117th in Colorado: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Limon decides the split between a comfortable payment and the total interest you pay.
Land, water and location for Limon
Limon covers about 3.2 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). With 2,002 residents, the land area yields roughly 633 people per square mile. Denver, the largest place in Colorado, is about 72 miles from Limon. A 50-mile radius around Limon takes in 1 places that are larger. Within the same 50 miles lie 10 smaller Census places.
How Limon compares across Colorado
Set beside Colorado's 270 places, Limon ranks 117th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Limon stands 177th among Colorado's 270 places — roughly the 34th percentile. Its roughly 633 residents per square mile place it 200th among Colorado's places. The population moved by about 37 people between 2020 and 2023, a 1.8% shift.
What Colorado law requires in Limon
For the roughly 2,002 residents of Limon, the rules below are Colorado's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Colorado Attorney General's Office — Consumer Credit Unit (Administrator of the Uniform Consumer Credit Code) Source says: "The Consumer Credit Unit regulates (through licensure/registration programs) companies and individuals involved in consumer lending"; it "licenses non-bank lenders such as finance companies and payday lenders". | Colorado Attorney General — Consumer Protection Section as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required from the UCCC Administrator (master license required for more than one place of business); deferred deposit lenders must hold a supervised lender's license Source says: "if a supervised lender has more than one place of business, they must obtain a master license"; "no person shall engage in the business of deferred deposit loans without having first obtained a supervised lender's license" (C.R.S. § 5-3.1-116). | Colorado Attorney General — Uniform Consumer Credit Code licensing as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | UCCC finance-charge ceilings: 12% per year on non-supervised consumer loans; supervised loans 36% on the first $1,000, 21% on $1,000–$3,000, 15% above $3,000 (or 21% flat); 21% on revolving accounts Source says: "not exceeding twelve percent per year on the unpaid balance of the amount financed"; "Thirty-six percent per year on that part of the unpaid balances of the amount financed that is one thousand dollars or less"; "Twenty-one percent per year on the unpaid balances of the amount financed". | Colorado General Assembly — C.R.S. § 5-2-201 (Colorado Revised Statutes 2024, Title 5) as of 2026-09-16 |
Lender access in Limon
Limon is a moderately settled community of about 2,002 people, with 1 larger places inside a 50-mile radius. Whether Limon has a local branch or not, a Colorado-licensed lender can serve its 2,002 people online on the same terms. For a larger market, the closest option is Elizabeth, CO about 50 miles away.
Common questions
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Nearby places
- Genoa, CO — population 153
- Hugo, CO — population 774
- Arriba, CO — population 201
- Simla, CO — population 620
- Deer Trail, CO — population 1,513
- Ramah, CO — population 106
- Flagler, CO — population 573
- Calhan, CO — population 726