Personal loans in Genoa, CO

A lender serving Genoa holds a Colorado licence and answers to a Colorado regulator; no city office is involved for its 153 residents. Work out your debt-to-income ratio first; lenders weigh it heavily, and Genoa's 153 residents are no exception. Every figure below is Colorado's own, applied to Genoa's 153 residents, with the publisher and retrieval date attached. The closest larger place is Hugo, CO about 10 miles away.

Genoa: the sourced local profile

Most of what governs a Genoa loan is written in Colorado law rather than in the city; the sourced notes below make that split concrete.

• Population: a Census-estimated 153, 243rd among Colorado's 270 places (Vintage 2023).
• Population trend: A decline of about 1.3% across the 2020-to-2023 comparison.
• People gained or lost: about 2 fewer since the 2020 base.
• Size percentile: Genoa sits ahead of around 10% of Colorado places, at 153 people.
• Land and density: 0.3 square miles of land carry roughly 494 residents per square mile.
• Land area: Genoa covers 0.3 square miles, the 230th-largest area among Colorado's 270 places.
• State share: roughly 0.0% of Colorado's residents live in Genoa (153 people).
• National rank: Genoa sits 17,248th by population among the 19,457 places in this dataset.
• Growth in Colorado: Genoa stands 158th by percentage change from 2020 to 2023, among 270 places.
• Versus Colorado: the state average change is +2.3%, while Genoa moved 1.3%.
• Density in Colorado: Genoa ranks 214th by people per square mile.
• Against the state median: Genoa runs about 494 residents per square mile, where the Colorado median is 1,126.
• Location: 39.2782, -103.4987 (US Census Bureau Gazetteer).
• Nearest larger cities: Hugo (10 mi); Limon (10 mi); Arriba (12 mi); Flagler (23 mi); Simla (33 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller towns nearby: Ramah (37 mi); Vona (40 mi); Haswell (60 mi).
• Smaller places within 50 miles: 2 of them.
• Larger places within 100 miles: 104.

A practical checklist for Genoa borrowers

Before you apply in Genoa, a community of about 153, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a Colorado licence by checking the regulator named above.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Genoa-specific: the same Colorado licensing and disclosure rules reach all 153 residents.

Borrowing reach in Genoa

With about 494 residents per square mile, Genoa is lightly settled, and 9 larger Census places sit within 50 miles. Whether Genoa has a local branch or not, a Colorado-licensed lender can serve its 153 people online on the same terms. For a larger market, the closest option is Hugo, CO about 10 miles away.

The state rulebook for Genoa

Below are the Colorado rules that apply to a loan made in Genoa, each with the regulator that issued it.

The geography behind Genoa

Genoa covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 153 residents, the land area yields roughly 494 people per square mile. For the state's biggest city, Denver, the distance is roughly 81 miles. Counting outward 50 miles, 9 larger communities surround Genoa. The 100-mile radius contains 104 larger places.

Where Genoa sits in Colorado

Genoa is the 243rd-largest of 270 Census places in Colorado and contains about 0.0% of the state's people. For population change between 2020 and 2023, Genoa ranks 158th of 270 in Colorado (about the 41th percentile). At about 494 people per square mile, Genoa is the 214th most densely settled place in Colorado. By land area, its 0.3 square miles rank 230th of 270 places in Colorado.