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Personal loans in Lewisburg, KY

Every figure below is Kentucky's own, applied to Lewisburg's 775 residents, with the publisher and retrieval date attached. The Census counts 775 people in Lewisburg, the 241st-largest figure among Kentucky's 416 places. Lewisburg is a small community of about 775 residents, and a personal loan taken out here is governed by Kentucky statute. The 2020 count to the 2023 estimate shows about 3.2% growth in Lewisburg. Compare APR, not the interest rate, because the APR folds in most fees on a Lewisburg loan. The closest larger place is Russellville, KY about 11 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

What the Census records for Lewisburg

Here is the sourced Census picture for Lewisburg, plus the Kentucky lending rules that apply to a loan taken out here.

How lenders reach Lewisburg

At roughly 667 people per square mile, Lewisburg is moderately settled; 40 larger places lie within 50 miles. Distance to a branch rarely matters for Lewisburg's 775 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Russellville, KY about 11 miles away.

The anatomy of a Lewisburg personal loan

In Lewisburg, a small community of about 775, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Lewisburg loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Lewisburg loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Lewisburg sits in Kentucky

Lewisburg is the 241st-largest of 416 Census places in Kentucky and contains about 0.0% of the state's people. For population change between 2020 and 2023, Lewisburg ranks 43rd of 416 in Kentucky (about the 90th percentile). At about 667 people per square mile, Lewisburg is the 299th most densely settled place in Kentucky. The population moved by about 24 people between 2020 and 2023, a 3.2% shift.

Where Lewisburg sits

The Census Gazetteer records 1.2 square miles of land and 0.02 square miles of water within Lewisburg. With 775 residents, the land area yields roughly 667 people per square mile. The largest place in Kentucky, Lexington-Fayette, lies about 155 miles away. Within 50 miles of Lewisburg there are 40 larger Census places. Within the same 50 miles lie 28 smaller Census places.

Which Kentucky laws govern a loan in Lewisburg

This table holds the Kentucky rate and licensing rules for consumer loans made to Lewisburg's 775 residents.

RuleDetailSource
State lending regulatorKentucky Department of Financial Institutions (DFI)
Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight".		Kentucky Department of Financial Institutions
as of 2026-09-16
Maximum legal interest rate (usury cap)Up to 19% per annum, or 4% over the 90-day commercial-paper discount rate, whichever is less (by written agreement)
Source says: "At a per annum rate not to exceed four percent (4%) in excess of the discount rate on ninety (90) day commercial paper ... or nineteen percent (19%), whichever is less".		Kentucky Legislative Research Commission (Kentucky Revised Statutes)
as of 2026-09-16
Payday lending statusPermitted under license (deferred deposit service business; payday loans)
Source says: "The Kentucky Department of Financial Institutions (DFI) has secured the services of Veritec Solutions, LLC to provide a common database with real-time access for deferred deposit transactions".		Kentucky Department of Financial Institutions
as of 2026-09-16
Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Lewisburg if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Lewisburg is the same as anywhere in Kentucky.
What loan size can I expect in Lewisburg?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Lewisburg?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Lewisburg cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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