Personal loans in Leola, AR
Leola counts about 465 people, and what is genuinely local about borrowing here is limited — Arkansas law does the governing. With an estimated 465 residents, Leola is the 270th-largest of 500 places in Arkansas.
Leola added about 2.0% to its population between the 2020 base and the 2023 estimate. Judge Leola offers on total cost, not on how quickly the money arrives. A larger market lies at Sheridan, AR about 13 miles away. Consumer lending that reaches Leola's 465 residents is governed by Arkansas statute; no city ordinance changes it.
Leola: population, trend and location
Leola is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 465 residents in Leola (Vintage 2023 subcounty estimate), the 270th-largest figure among Arkansas's 500 places.
- Population trend: A gain of roughly 2.0% between 2020 and 2023.
- Net change: roughly 9 more people than the 2020 Census counted.
- Size percentile: Leola's 465 people outrank roughly 46% of the places in Arkansas.
- Population density: about 544 people per square mile across 0.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Leola's 0.9 square miles rank 378th of 500 places in Arkansas.
- Within Arkansas: about 0.0% of the state's population lives in Leola.
- National rank: Leola is 13,471st of 19,457 places nationwide.
- Growth rank: Leola's 2020-to-2023 change ranks 131st of 500 places in Arkansas.
- State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Leola's 2.0%.
- Density rank: Leola places 172nd among Arkansas's places by people per square mile.
- Against the state median: Leola runs about 544 residents per square mile, where the Arkansas median is 386.
- Location: 34.1701, -92.5914 (US Census Bureau Gazetteer).
- Nearest larger cities: Sheridan (13 mi); Tull (19 mi); Malvern (19 mi); Traskwood (20 mi); Rockport (20 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Carthage (7 mi); Prattsville (11 mi); Poyen (11 mi).
- Smaller neighbours: 24 places smaller than Leola sit within 50 miles.
- At 100 miles: 131 larger Census places fall inside that radius.
The state rulebook for Leola
Arkansas has no separate rate rule for Leola; the sourced rows below are what reach every lender that serves its 465 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
Getting a loan in Leola
At roughly 544 people per square mile, Leola is moderately settled; 35 larger places lie within 50 miles. What is available to Leola's 465 borrowers is set by Arkansas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Sheridan, AR about 13 miles away.
Land, water and location for Leola
Inside Leola's boundaries lie about 0.9 square miles of land, with no significant water area recorded. That land carries about 544 people per square mile. The largest place in Arkansas, Little Rock, lies about 41 miles away. Within 50 miles of Leola there are 35 larger Census places. By land area it ranks 378th of 500 Arkansas places.
Before you apply in Leola
Before you apply in Leola, a community of about 465, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Make sure the lender appears in the Arkansas regulator's licence list.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
In Leola as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 465 residents.
Leola's place among Arkansas's 500 places
Leola is the 270th-largest of 500 Census places in Arkansas and contains about 0.0% of the state's people. For population change between 2020 and 2023, Leola ranks 131st of 500 in Arkansas (about the 74th percentile). At about 544 people per square mile, Leola is the 172nd most densely settled place in Arkansas. Within 50 miles sit 24 smaller Census places, alongside the 35 that are larger.
Common questions
What are my options in Leola if my credit is poor?
What loan size can I expect in Leola?
Do I have to pledge anything to borrow in Leola?
Does comparing loans in Leola cost me credit score points?
Nearby places
- Carthage, AR — population 210
- Prattsville, AR — population 295
- Poyen, AR — population 265
- Sheridan, AR — population 5,202
- Perla, AR — population 258
- Tull, AR — population 490
- Traskwood, AR — population 511
- Malvern, AR — population 11,080