Personal loans in Tull, AR

To lend to Tull's 490 residents, a company must hold a Arkansas licence, and each sourced row below names the regulator behind it. An estimated 490 people make their home in Tull, a figure that ranks 260th in Arkansas.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A lender serving Tull holds a Arkansas licence and answers to a Arkansas regulator; no city office is involved for its 490 residents. The trend for Tull between 2020 and 2023 is upward by roughly 1.2%. Decide the purpose of the loan and your repayment plan before sharing any details with a Tull lender. The nearest larger city is Traskwood, AR about 5 miles away.

Tull: the sourced local profile

Read the local figures below as context; read the sourced Arkansas table as the rulebook a lender here must follow.

A pre-application checklist for Tull

Before you apply in Tull, a community of about 490, work through these steps:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Model the payment on the calculator before a lender models it for you.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Confirm the Arkansas licence with the regulator named above before committing.
  5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
  6. Check the disclosure for fees that raise the true cost above the quoted rate.
  7. Check that the monthly payment fits your budget next to your existing obligations.

In Tull as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 490 residents.

Tull on the map

Tull's land area is about 4.0 square miles; a further 0.07 square miles is water. Spread across it are roughly 122 residents per square mile. The largest place in Arkansas, Little Rock, lies about 24 miles away. A 50-mile radius around Tull takes in 38 places that are larger. The 100-mile radius contains 125 larger places.

Lender access in Tull

Tull is lightly settled, with about 122 people per square mile and 38 larger places within 50 miles. What is available to Tull's 490 borrowers is set by Arkansas licensing and your own credit, not by how many branches are nearby. The nearest larger city, Traskwood, AR about 5 miles away.

Tull against the rest of Arkansas

Among Arkansas's 500 places, Tull sits at 260th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Tull stands 164th among Arkansas's 500 places — roughly the 67th percentile. By density, at about 122 people per square mile, it ranks 431st in Arkansas. Within 50 miles sit 27 smaller Census places, alongside the 38 that are larger.

Which Arkansas laws govern a loan in Tull

For the roughly 490 residents of Tull, the rules below are Arkansas's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".		Arkansas State Bank Department
as of 2026-09-16
Maximum legal interest rate (usury cap)17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011)
Source says: "shall not exceed seventeen percent (17%) per annum".		Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009)
as of 2026-09-16
Payday lending statusNot permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008
Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down".		Arkansas Attorney General — Consumer Protection Division
as of 2026-09-16
Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Tull if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Tull is the same as anywhere in Arkansas.
What loan size can I expect in Tull?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Tull?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Tull cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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