Personal loans in Leland, IA

If debt is already a strain, a nonprofit credit counsellor can help Leland residents before they take on more. Leland shed about 2.0% of its population between the 2020 base and the 2023 estimate. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Leland's 245 residents. For a bigger market, look to Forest City, IA about 5 miles away.

Leland by the numbers

Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.

• Population: 245 — Leland ranks 616th of 940 communities in Iowa (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 2.0%.
• Absolute change: 5 residents lost between 2020 and 2023.
• Size percentile: bigger than about 34% of the places in Iowa, with 245 residents in Leland.
• Density: the Census land area of 1.3 sq mi holds about 183 people per square mile.
• Land area: Leland covers 1.3 square miles, the 291st-largest area among Iowa's 940 places.
• Water area rank: Leland ranks 102nd among Iowa's 940 places, with 0.03 sq mi.
• Within Iowa: about 0.0% of the state's population lives in Leland.
• National rank: Leland sits 15,835th by population among the 19,457 places in this dataset.
• Growth rank: Leland's 2020-to-2023 change ranks 632nd of 940 places in Iowa.
• Versus Iowa: the state average change is -0.7%, while Leland moved 2.0%.
• Density rank: Leland is the 836th most densely settled place in Iowa.
• Density in context: Leland's 183 people per square mile sit against a Iowa median of 672.
• Location: it lies at 43.3340, -93.6318 in the Census Gazetteer.
• Nearest larger cities: Forest City (5 mi); Thompson (8 mi); Lake Mills (8 mi); Fertile (12 mi); Emmons (14 mi). Online lenders reach Leland no matter how far the nearest branch is.
• Smaller communities close by: Joice (9 mi); Scarville (9 mi); Crystal Lake (11 mi), each with its own Census population profile.
• Smaller neighbours: 41 places smaller than Leland sit within 50 miles.
• Larger places within 100 miles: 341.

The Iowa lending rules that reach Leland

When Iowa does not publish a figure, the row links to the source instead of inventing a number; Leland is bound by the same rules.

What shapes a Leland personal loan

Leland is a small community of about 245 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Leland lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Leland loan is knowable in advance — unlike a revolving card balance.

Leland on the map

Leland's land area is about 1.3 square miles; a further 0.03 square miles is water. Spread across it are roughly 183 residents per square mile. The state's population centre of gravity, Des Moines, is roughly 122 miles away. Within 50 miles of Leland there are 79 larger Census places. Within the same 50 miles lie 41 smaller Census places.

Getting a loan in Leland

Leland is lightly settled, with about 183 people per square mile and 79 larger places within 50 miles. Distance to a branch rarely matters for Leland's 245 residents: the application is online and the price follows your credit file. The nearest larger city, Forest City, IA about 5 miles away.

Leland in state context

Among Iowa's 940 places, Leland sits at 616th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 632nd of 940 Iowa places, putting it near the 33th percentile for growth. By density, at about 183 people per square mile, it ranks 836th in Iowa. By land area, its 1.3 square miles rank 291st of 940 places in Iowa.