Personal loans in Kiester, MN
A personal loan in Kiester is priced from your credit file and income, not from the fact that the city holds 486 people.
For the 486 people in Kiester, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Roughly 486 residents live in Kiester, the 501st-largest community in Minnesota. Rate-shopping from Kiester costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Kiester lost roughly 0.6% of its population across the 2020-to-2023 comparison. Borrowers who want a bigger city can look to Alden, MN about 11 miles away.
The Kiester data picture
Read the local figures below as context; read the sourced Minnesota table as the rulebook a lender here must follow.
- Population: 486 residents; Kiester is the 501st-largest of 853 places in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: About 0.6% below the 2020 Census base.
- Net change: roughly 3 fewer people than the 2020 Census counted.
- Size percentile: about 41% of Minnesota communities are smaller than Kiester (486 residents).
- Population density: about 1,136 people per square mile across 0.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Kiester's 0.4 square miles rank 724th of 853 places in Minnesota.
- State share: roughly 0.0% of Minnesota's residents live in Kiester (486 people).
- National rank: Kiester sits 13,287th by population among the 19,457 places in this dataset.
- Growth in Minnesota: Kiester stands 406th by percentage change from 2020 to 2023, among 853 places.
- Versus Minnesota: the state average change is +0.1%, while Kiester moved 0.6%.
- Density rank: Kiester is the 225th most densely settled place in Minnesota.
- Against the state median: Kiester runs about 1,136 residents per square mile, where the Minnesota median is 607.
- Location: latitude 43.5365, longitude -93.7112 (Census Gazetteer).
- Nearest larger cities: Alden (11 mi); Thompson (12 mi); Lake Mills (12 mi); Wells (14 mi); Buffalo Center (15 mi). Larger metros often have more branches, but online lenders reach Kiester on the same terms.
- Nearest smaller towns: Walters (5 mi); Bricelyn (5 mi); Scarville (6 mi) — useful context for the surrounding area.
- Smaller neighbours: 58 places smaller than Kiester sit within 50 miles.
- Within 100 miles: 282 places are larger than Kiester.
Kiester against the rest of Minnesota
Among Minnesota's 853 places, Kiester sits at 501st for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Kiester stands 406th among Minnesota's 853 places — roughly the 52th percentile. By density, at about 1,136 people per square mile, it ranks 225th in Minnesota. In land area, Kiester ranks 724th among Minnesota's 853 places.
Kiester: area, density and distance
The Census Gazetteer records about 0.4 square miles of land within Kiester, with no significant water area listed. That land carries about 1,136 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 101 miles away. Within 50 miles of Kiester there are 60 larger Census places. The 100-mile radius contains 282 larger places.
What a Kiester borrower is actually offered
In Kiester, a small community of about 486, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Kiester's 486 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Kiester decides the split between a comfortable payment and the total interest you pay.
How Minnesota law applies in Kiester
This table holds the Minnesota rate and licensing rules for consumer loans made to Kiester's 486 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Getting a loan in Kiester
At roughly 1,136 people per square mile, Kiester is moderately settled; 60 larger places lie within 50 miles. Lenders licensed in Minnesota reach Kiester's 486 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Alden, MN about 11 miles away.
Common questions
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Nearby places
- Walters, MN — population 70
- Bricelyn, MN — population 350
- Scarville, IA — population 78
- Thompson, IA — population 489
- Alden, MN — population 576
- Conger, MN — population 151
- Wells, MN — population 2,398
- Lake Mills, IA — population 2,115