Personal loans in Bricelyn, MN
Bricelyn is a small community in Minnesota, with an estimated 350 residents, and every licensed lender here follows the same state rulebook. At about 350 residents, Bricelyn is larger than roughly 34% of the places in Minnesota.
The closest larger place is Kiester, MN about 5 miles away. Bricelyn lost roughly 0.8% of its population across the 2020-to-2023 comparison. State law, not city hall, decides what a lender may do to Bricelyn's roughly 350 residents, and a state regulator supervises it. Pull your credit reports and line up at least three offers before you apply from Bricelyn.
Where Bricelyn stands
Bricelyn is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 350 residents in Bricelyn (Vintage 2023 subcounty estimate), the 559th-largest figure among Minnesota's 853 places.
- Population trend: A decline of about 0.8% across the 2020-to-2023 comparison.
- Absolute change: 3 residents lost between 2020 and 2023.
- Size percentile: bigger than about 34% of the places in Minnesota, with 350 residents in Bricelyn.
- Density: the Census land area of 0.3 sq mi holds about 1,207 people per square mile.
- Land area: Bricelyn covers 0.3 square miles, the 782nd-largest area among Minnesota's 853 places.
- Share of state population: Bricelyn's 350 residents are about 0.0% of Minnesota.
- National rank: Bricelyn is the 14,587th most populous of the 19,457 Census places covered here.
- Growth in Minnesota: Bricelyn stands 447th by percentage change from 2020 to 2023, among 853 places.
- State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Bricelyn's 0.8%.
- Density rank: Bricelyn places 197th among Minnesota's places by people per square mile.
- Density vs Minnesota: Bricelyn's 1,207 people per square mile compare with a state median of 607.
- Location: mapped by the US Census Bureau at 43.5607, -93.8131.
- Nearest larger cities: Kiester (5 mi); Wells (13 mi); Thompson (13 mi); Buffalo Center (14 mi); Alden (14 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Frost (6 mi); Walters (8 mi); Rake (8 mi).
- Smaller places within 50 miles: 47 of them.
- At 100 miles: 323 larger Census places fall inside that radius.
Minnesota rules behind a Bricelyn personal loan
When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Bricelyn is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
What shapes a Bricelyn personal loan
In Bricelyn, a small community of about 350, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Bricelyn's rank of 559th in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Bricelyn loan is knowable in advance — unlike a revolving card balance.
How lenders reach Bricelyn
With about 1,207 residents per square mile, Bricelyn is moderately settled, and 67 larger Census places sit within 50 miles. What is available to Bricelyn's 350 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Kiester, MN about 5 miles away.
Bricelyn against the rest of Minnesota
Bricelyn is the 559th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Bricelyn stands 447th among Minnesota's 853 places — roughly the 48th percentile. At about 1,207 people per square mile, Bricelyn is the 197th most densely settled place in Minnesota. Between 2020 and 2023 the count changed by roughly 3 residents.
A pre-application checklist for Bricelyn
A sensible order of operations for a loan in Bricelyn, home to about 350 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Check the Minnesota regulator's records to confirm the lender is licensed here.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
What differs between Bricelyn and the rest of Minnesota is not the process but the borrower's own file, among the 350 people here.
Common questions
What are my options in Bricelyn if my credit is poor?
What loan size can I expect in Bricelyn?
Do I have to pledge anything to borrow in Bricelyn?
Does comparing loans in Bricelyn cost me credit score points?
Nearby places
- Kiester, MN — population 486
- Frost, MN — population 216
- Rake, IA — population 182
- Walters, MN — population 70
- Thompson, IA — population 489
- Wells, MN — population 2,398
- Scarville, IA — population 78
- Buffalo Center, IA — population 847